Mortgage Loan Officer

<p class="ignore-global-css">AAG is the nation&rsquo;s leading reverse mortgage lender. The company is dedicated to giving seniors a better financial outcome in retirement through the responsible use of home equity. We pair purpose with a national brand and dedicated sales enablement and support resources to ensure operational excellence for our sales teams.&nbsp;</p>


American Advisors Group

<div><strong>American Advisors Group is a leader in reverse mortgage lending by over two and a half times the loan volume of any other competitor. Our valued and talented associates serve as the cornerstone in the achievement of AAG&rsquo;s market leadership and a 96% customer satisfaction rating. AAG has been identified as an Orange County Register top workplace for the past four consecutive years.<br /><br /></strong></div> <div><strong>AAG&rsquo;s unique core values are inherent in our employees:<br /><br /></strong><strong><em>Caring</em> for our customers and helping them age in place with stability and dignity,<br /></strong><strong><em>Driven</em> to provide superior customer service and to continuously improve, and<br /></strong><strong><em>Ethical</em> in how we conduct our work, every day.</strong></div> <br /> <div><strong>AAG rewards hard work, promotes from within and offers excellent training and career development. If this sounds like a company you are interested in joining, we&rsquo;d love to hear from you!</strong></div>

keywords: sales responsibilities,unique opportunity,loan origination,compliance,relationship building,branding,experience,product knowledge,licensing,compliance,analysis,communication,technical proficiency


Overview: AAG's National Field Sales team offers Mortgage Loan Officers a unique opportunity to tap into an unprecedented demand to leverage the responsible use of home equity to help seniors retire better. The Mortgage Loan Officer will be responsible for developing customer and referral partner relationships as well as nurturing company assigned leads to originate new loan applications and achieve sales goals.
Responsibilities: <ul> <li>Establish a strong presence for AAG including but not limited to, developing relationships with Realtors, builders, financial service providers and Community Groups.</li> <li>Participate in all steps related to the origination of a mortgage loan including but not limited to, meeting with prospects, counseling borrowers and taking mortgage applications, primarily face to face, as well as by phone.</li> <li>Attend various rallies, luncheons, and events to raise referral source awareness of the Company&rsquo;s products and services.</li> <li>Learn various borrowing programs and processes and stay current with changes and new products.</li> <li>Learn and utilize various in-house technical systems and programs.</li> <li>Adhere to all federal and state compliance guidelines relative to the position.</li> </ul>
Requirements: <ul> <li>A minimum of 2 years of current outside sales origination experience, including established contacts/relationships with realtors, builders, financial planner and other relevant referral partners.</li> <li>Thorough knowledge of mortgage products and programs.</li> <li>Current NMLS License required under the terms of the S.A.F.E. Act of 2008 or ability to successfully obtain licensing.</li> <li>Good knowledge of retail product philosophy, policy, underwriting, procedures, documentation and systems.</li> <li>Knowledgeable in regulatory, policy and compliance issues pertaining to the mortgage industry.</li> <li>Experience in proactively soliciting new business.</li> <li>Ability to effectively and efficiently handle multiple, simultaneous, and complex tasks and projects.</li> <li>Good analytical skills necessary to evaluate credit requests and determine trends in a given market place.</li> <li>Advanced verbal and written communication skills and the ability to work with a wide range of constituencies in a diverse community.</li> <li>Proficiency in standardized software applications, including Microsoft Word, Excel, PowerPoint and Outlook.</li> </ul>