Credit Reviewer II

<strong>Capital Farm Credit is a great place to work. Our employees are passionate and committed to serving both rural Texas and each other. We seek highly motivated and engaged people who foster the core values behind who we are, how we work and how we treat others &ndash; with commitment, trust and value.</strong>

Lubbock, TX

Capital Farm Credit

<p><strong>For more than 100 years, Capital Farm Credit has supported rural communities and agriculture with reliable, consistent credit and financial services. Capital Farm Credit is a proud member of the Farm Credit system and serves more than 23,000 members, with loans outstanding totaling more than $11 billion. Headquartered in Bryan, Texas, Capital Farm Credit has offices serving 192 of Texas&rsquo; 254 counties.</strong></p> <strong>For more information about its financial services, cooperative returns program and office locations, visit CapitalFarmCredit.com.</strong> https://www.capitalfarmcredit.com/

keywords: about us,who we seek,benefits,location,analysis,performance,professional,assist,organization,knowledge,build,technology,analysis

Full Time

Overview: <p>Capital Farm Credit is the largest rural lending cooperative in Texas, providing credit and other related services to farmers, ranchers, rural home owners, and agribusinesses with over $12 billion in total assets and over 600 team members. We serve 192 counties in Texas with nearly 70 credit offices and are a proud member of the nationwide Farm Credit System.</p> <p>We seek highly motivated and engaged people who foster the core values behind who we are, how we work and how we treat others &ndash; with commitment, trust and value and family-like respect and appreciation. Capital Farm Credit works diligently to ensure we provide our full-time employees with a market-based compensation program including competitive salary, employee benefits, participation in an attractive goals-based incentive program, and development opportunities. As a customer-owned cooperative, our compensation and benefit programs are designed to align the success of our members with the employee&rsquo;s success.&nbsp;</p> <p>Our comprehensive benefit program includes, but is not limited to:</p> <ul> <li>An outstanding company-wide incentive program</li> <li>Accommodating and flexible vacation and sick leave</li> <li>10-12 paid holidays</li> <li>401(k) plan with up to a 9% employer contribution/match</li> <li>Affordable health, dental, and vision plans</li> <li>8 weeks of paid parental leave</li> <li>Employer paid life insurance and disability</li> <li>Tuition reimbursement</li> <li>Up to $400/year wellness reimbursement</li> </ul> <p><strong>LOCATION:&nbsp;</strong></p> <ul> <li>This position can be located in any Capital Farm Credit office location with&nbsp;office space availability.</li> </ul>
Responsibilities: <ul> <li>Review credit files and supporting documentation for proper risk identification, required loan and accounting classifications, and compliance with FCA regulations, Association policies and procedures and departmental procedures.</li> <li>Discusses loans under review with appropriate lending and credit staff and addresses questions and inquiries in a courteous and professional manner.</li> <li>Relates findings and validations to Association staff in a courteous and professional manner.</li> <li>Documents all findings in departmental work papers in a clear and proficient manner, supported with related facts/references, consistent with Association review requirements.</li> <li>Maintains a positive and professional image in all communications with Association staff, outside auditors, the Farm Credit Administration, and other Farm Credit entities.</li> <li>Assists other departments, as needed, to complete special projects such as due diligence reviews, consulting to improve controls, etc.</li> <li>Perform other department related tasks as assigned.</li> </ul>
Requirements: <ul> <li>General knowledge of accounting/financial principles, industry standard, internal controls, and internal audit practices.</li> <li>Knowledge of credit products, market trends, and/or loan procedures.</li> <li>Attention to detail. Analytical and critical thinking skills.</li> <li>Basic skill level in Microsoft Office applications.</li> <li>Ability to review and interpret intermediate level accounting and audit analyses under immediate supervision.</li> <li>Strong time management and organizational skills.</li> <li>Ability to build relationships.</li> </ul>