Mortgage Loan Officer

<strong>As a healthy, growing and thriving bank, we offer employees everything they need to flourish in the world of banking. That&rsquo;s because we strongly believe our people are our strongest assets. From advancement opportunities to employee development, we invest in our people to be the best they can be.<br /><br /></strong>Member FDIC&nbsp; |&nbsp; Equal Housing Lender&nbsp;

Cleveland, OH

Chemical Bank

<p><strong>Since 1917, Chemical Bank&rsquo;s home town approach to banking has been focused on community banking, highlighted by local leadership and decision making, a devotion to community and personalized service. We pride ourselves on being an Equal Opportunity Employer.<br /><br />As a Chemical Banker, you will join other professionals who share our community banking philosophy of making a positive impact where we live, work and play. You will be a part of a growing community bank that believes in the dreams of its customers and employees alike. With Chemical Bank, you will make a difference in your community while enjoying excellent benefits and top career opportunities. Visit our&nbsp;<a href="https://www.chemicalbank.com/careers/">Careers Page</a>&nbsp;for more information.</strong></p> <br /> <p>&nbsp;</p> https://www.chemicalbank.com/

keywords: communication,financial services,financial services,marketing,teamwork,chemical,experience,financial services,education,degree,sales,knowledge

Full-Time

Overview: </span></span></strong></p><p style="margin: 3.35pt 0in 0pt;"><span style="color: black;">The Mortgage Loan Officer will proactively solicit new residential mortgage business and will establish relationships with business line partners within the organization and external partners to generate referral business. The principle responsibility of the Mortgage Loan Officer is to meet with the customer to determine the best product and terms that will ensure success in the mortgage approval process. This will entail generating a complete mortgage application, ensuring appropriate guidelines and procedures are followed, while meeting sales and quality goals and objectives. Decisions regarding documentation required for approval, fees and terms must be clearly communicated and the customer must leave the application process with proper disclosures and a thorough understanding of the steps that will ensue toward that end. S/he will communicate an outgoing and friendly professional demeanor not only to customers but to staff as well. </span></p><p style="margin: 8pt 0in 0pt;"><strong><span style="text-decoration: underline;"><span style="color: black; font-size: 12pt;"><br/><br/>
Responsibilities: </span></span></strong></p><p style="margin: 11.6pt 0in 0pt;"><span style="color: black;"><ul><li>Prospects new mortgage lending opportunities and recommend the best mortgage products based on the customer’s individual needs. </span></p><p style="margin: 5.75pt 0in 0pt;"><span style="color: black;"></li><li>Develops new business through contacts with realtors, builders, banking centers, and other lines of business referrals.</span></p><p style="margin: 5.75pt 0in 0pt;"><span style="color: black;"></li><li>Participate in business related development opportunities and community efforts to promote the Bank and generate new business.</span></p><p style="margin: 6pt 0in 0pt;"><span style="color: black;"></li><li>Works with managers and marketing coordinators to develop and implement a sales and marketing plan on an ongoing basis designed to enhance success, and achieve product goal assigned by the Bank.</span></p><p style="margin: 6pt 0in 0pt;"><span style="color: black;"></li><li>Demonstrates a complete understanding of products offered by Chemical Bank and its primary </span></p><p style="margin: 9.5pt 0in 0pt;"><span style="color: black;"></li><li>Ensure exceptional customer experience by overseeing loan process from origination to close and providing on-going communication to customers and business partners.</span></p><p style="margin: 0in 0in 0pt;"> </p> </div> </div> </div> <h2 class="iCIMS_InfoMsg iCIMS_InfoField_Job"> </h2> <div class="iCIMS_InfoMsg iCIMS_InfoMsg_Job"> <div class="iCIMS_Expandable_Container"> <div class="iCIMS_Expandable_Text"> <p style="margin: 0px;"><strong><u><span style='color: black; font-family: "Verdana",sans-serif; font-size: 10pt;'></li></ul>
Requirements: </span></span></strong></p><p style="margin: 3.35pt 0in 0pt;"><span style="color: black;"><ul><li>High school diploma or equivalent required</span></p><p style="margin: 4.25pt 0in 0pt;"><span style="color: black;"></li><li>Associate's or Bachelor's degree preferred</span></p><p style="margin: 4.25pt 0in 0pt;"><span style="color: black;"></li><li>1 - 3 Years experience in function </span></p><p style="margin: 4.25pt 0in 0pt;"><span style="color: black;"></li><li>1 - 3 Years experience in industry </span></p><p style="margin: 4.25pt 0in 0pt;"><span style="color: black;"></li><li>NMLS required</span></p><p style="margin: 9.5pt 0in 0pt;"><span style="color: black;"></li><li>Mortgage Loan Officers that qualify the outside sales exemption status, will be required to work a minimum of 8 hours per week outside of their home and work office(s) engaging with new customers and referral partners. </span></p><p style="margin: 5.75pt 0in 0pt;"><span style="color: black;"></li><li>Highly motivated and self-starter. </span></p><p style="margin: 4.25pt 0in 0pt;"><span style="color: black;"></li><li>Proven and documented record of success in mortgage sales.</span></p><p style="margin: 4.25pt 0in 0pt;"><span style="color: black;"></li><li>Well versed in consultative selling; ability to generate new business sales, retain existing business, and to close sales.</span></p><p style="margin: 5.75pt 0in 0pt;"><span style="color: black;"></li><li>Knowledge of mortgage products and loan documentation.</span></p><p style="margin: 4.25pt 0in 0pt;"><span style="color: black;"></li><li>Must have current and relevant mortgage lending experience, knowledge of FHA, Conventional, MSHDA and non-conforming loans.</span></p><p style="margin: 20pt 0in 0pt;"><strong><span style="text-decoration: underline;"><span style="color: black; font-size: 12pt;"></li></ul>