Loan Quality Analyst

<strong>As a healthy, growing and thriving bank, we offer employees everything they need to flourish in the world of banking. That&rsquo;s because we strongly believe our people are our strongest assets. From advancement opportunities to employee development, we invest in our people to be the best they can be.<br /><br /></strong>Member FDIC&nbsp; |&nbsp; Equal Housing Lender&nbsp;

Midland, MI

Chemical Bank

<p><strong>Since 1917, Chemical Bank&rsquo;s home town approach to banking has been focused on community banking, highlighted by local leadership and decision making, a devotion to community and personalized service. We pride ourselves on being an Equal Opportunity Employer.<br /><br />As a Chemical Banker, you will join other professionals who share our community banking philosophy of making a positive impact where we live, work and play. You will be a part of a growing community bank that believes in the dreams of its customers and employees alike. With Chemical Bank, you will make a difference in your community while enjoying excellent benefits and top career opportunities. Visit our&nbsp;<a href="https://www.chemicalbank.com/careers/">Careers Page</a>&nbsp;for more information.</strong></p> <br /> <p>&nbsp;</p> https://www.chemicalbank.com/

keywords: communication,financial services,analysis,prepare,quality assurance,maintain,real estate,maintenance,reporting,network,organization,experience,education,degree,technology,communication,knowledge

Full-Time

Overview: <p style="margin: 3.35pt 0in 0pt;">This Loan Quality Analyst position is responsible for ensuring loan integrity and compliance against bank policies and federal regulations. S/he will communicate an outgoing and friendly professional demeanor not only to customers but to staff as well.</p> <p style="margin: 8pt 0in 0pt;"><strong><span style="text-decoration: underline;"><span style="font-size: 12pt;"><br /><br /></span></span></strong></p>
Responsibilities: </span></span></strong></p><p style="margin: 6.35pt 0in 0pt;"><strong><span style="color: black;">Lon Quality Assurance</span></strong></p><p style="margin: 4.25pt 0in 0pt;"><span style="color: black;"><ul><li>Review all new indirect/direct consumer loans and commercial loans post-closing, and prior to input to the bank’s core system.</span></p><p style="margin: 5.75pt 0in 0pt;"><span style="color: black;"></li><li>Perfect lien placement on all collateral, including real estate recordings.</span></p><p style="margin: 4.25pt 0in 0pt;"><span style="color: black;"></li><li>Maintain and monitor all loan exception items and distribute a monthly report to appropriate personnel.</span></p><p style="margin: 4.25pt 0in 0pt;"><span style="color: black;"></li><li>Maintenance on booked loans, including loan amendments, modifications, and renewals.</span></p><p style="margin: 4.25pt 0in 0pt;"><span style="color: black;"></li><li>Review title commitments, and process title exceptions to obtain Final Title Policy.</span></p><p style="margin: 4.25pt 0in 0pt;"><strong><span style="color: black;">Loan Quality Processing</span></strong></p><p style="margin: 4.25pt 0in 0pt;"><span style="color: black;"></li><li>Process all contracts received from the Bank's Dealer Network.</span></p><p style="margin: 4.25pt 0in 0pt;"><span style="color: black;"></li><li>Calculate Dealer Reserve payments and monitor/collect Dealer Reserve “charge-backs” on a monthly basis.</span></p><p style="margin: 4.25pt 0in 0pt;"><span style="color: black;"></li><li>Process all new and renewal UCC filings, including monthly reporting.</span></p><p style="margin: 4.25pt 0in 0pt;"><span style="color: black;"></li><li>Prepare loan boarding sheet and determine correct loan coding to report to Feds.</span></p><p style="margin: 0in 0in 0pt;"><span style="color: black;"> </span></p> </div> </div> </div> <h2 class="iCIMS_InfoMsg iCIMS_InfoField_Job"> </h2> <div class="iCIMS_InfoMsg iCIMS_InfoMsg_Job"> <div class="iCIMS_Expandable_Container"> <div class="iCIMS_Expandable_Text"> <p style="margin: 0px;"><strong><u><span style='color: black; font-family: "Verdana",sans-serif; font-size: 10pt;'></li></ul>
Requirements: </span></span></strong></p><p style="margin: 3.35pt 0in 0pt;"><span style="color: black;"><ul><li>High school diploma or equivalent required</span></p><p style="margin: 4.25pt 0in 0pt;"><span style="color: black;"></li><li>Associate's degree preferred</span></p><p style="margin: 4.25pt 0in 0pt;"><span style="color: black;"></li><li>1 - 3 Years Experience in Function </span></p><p style="margin: 4.25pt 0in 0pt;"><span style="color: black;"></li><li>3 - 5 Years Experience in Industry </span></p><p style="margin: 14.75pt 0in 0pt;"><span style="color: black;"></li><li>Excellent organizational and problem solving skills</span></p><p style="margin: 4.25pt 0in 0pt;"><span style="color: black;"></li><li>Detail oriented</span></p><p style="margin: 4.25pt 0in 0pt;"><span style="color: black;"></li><li>Demonstrates good knowledge of loan documents</span></p><p style="margin: 4.25pt 0in 0pt;"><span style="color: black;"></li><li>Proficient in using the personal computer including Word and Excel</span></p><p style="margin: 4.25pt 0in 0pt;"><span style="color: black;"></li><li>Ability to multi-task</span></p><p style="margin: 4.25pt 0in 0pt;"><span style="color: black;"></li><li>Must have proficient verbal and written communication skills</span></p><p style="margin: 33.05pt 0in 0pt;"><strong><span style="text-decoration: underline;"><span style="color: black; font-size: 12pt;"></li></ul>