Senior Fair Lending Specialist

<strong>As a healthy, growing and thriving bank, we offer employees everything they need to flourish in the world of banking. That&rsquo;s because we strongly believe our people are our strongest assets. From advancement opportunities to employee development, we invest in our people to be the best they can be.<br /><br /></strong>Member FDIC&nbsp; |&nbsp; Equal Housing Lender&nbsp;

Troy, MI

Chemical Bank

<p><strong>Since 1917, Chemical Bank&rsquo;s home town approach to banking has been focused on community banking, highlighted by local leadership and decision making, a devotion to community and personalized service. We pride ourselves on being an Equal Opportunity Employer.<br /><br />As a Chemical Banker, you will join other professionals who share our community banking philosophy of making a positive impact where we live, work and play. You will be a part of a growing community bank that believes in the dreams of its customers and employees alike. With Chemical Bank, you will make a difference in your community while enjoying excellent benefits and top career opportunities. Visit our&nbsp;<a href="">Careers Page</a>&nbsp;for more information.<br /><br /><a href="" target="_blank" title="Connect with Us!" rel="noopener noreferrer">Connect with Us!</a><br /></strong></p> <p class="p1">Member FDIC &nbsp;<span class="s1">|</span>&nbsp; Equal Housing Lender</p> <p class="p2">&nbsp;</p>

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Competitive Compensation and Benefits Package

Overview: <p style="margin: 0px;"><span style="font-size: 10pt;">The Senior Fair Lending Specialist provides support to the Director of Fair Lending &amp; Responsible Banking by performing critical tasks in administering the Bank&rsquo;s Fair Lending &amp; Responsible Banking Compliance Program. The Senior Specialist must be a subject matter expert to oversee monitoring and testing, training, and analyses to evaluate the Bank&rsquo;s fair lending risk exposure, and ensure compliance with the Fair Housing Act (FHAct); Equal Credit Opportunity Act (ECOA); Home Mortgage Disclosure Act (HMDA); Unfair, Deceptive, and Abusive Acts and Practices (UDAAP) Act, and other applicable laws and regulations. </span></p>
Responsibilities: <ul> <li style="margin: 0px;"><span style="font-size: 10pt;"><span style="font-family: Arial, sans-serif;">Monitor</span><span style="font-family: Arial, sans-serif;"> the Bank&rsquo;s compliance with fair lending laws by utilizing CRA and Fair Lending Wiz to analyze lending activities and identify risks. Statistical analyses will be performed to determine risk associated with underwriting, pricing, redlining, steering, and servicing. Identify matched pairs, and conduct file reviews to monitor potential unfair treatment.</span></span></li> <li style="margin-left: 0in;"><span style="font-family: Arial, sans-serif; font-size: 10pt;">Partner with business units to provide support and ensure compliance with fair lending rules. Provide results of fair lending testing, implement control enhancements as necessary, and review fair lending policies, procedures and training materials.</span></li> <li style="margin-left: 0in;"><span style="font-family: Arial, sans-serif; font-size: 10pt;">Review marketing materials, new products and services for potential fair lending issues.</span></li> <li style="margin-left: 0in;"><span style="font-size: 10pt;"><span style="font-family: Arial, sans-serif;">Monitor fair lending-related </span><span style="font-family: Arial, sans-serif;">complaints and analyze complaint data for trends to assess potential fair lending risk.</span></span></li> <li style="margin-left: 0in;"><span style="font-family: Arial, sans-serif; font-size: 10pt;">Assist in preparing for regulatory exams and internal audits.</span></li> <li style="margin-left: 0in;"><span style="font-family: Arial, sans-serif; font-size: 10pt;">Oversee the Fair Lending Risk Assessment, including evaluation of inherent risk as well as the sufficiency of business unit controls to detect and prevent fair lending risk.</span></li> </ul> <div class="iCIMS_InfoMsg iCIMS_InfoMsg_Job">&nbsp;</div>
Requirements: <ul> <li>Certification:&nbsp; CRCM required.</li> <li>Bachelor&rsquo;s Degree or equivalent.</li> <li>5+ years of regulatory compliance or audit experience, minimum of 3 years in HMDA, CRA or Fair Lending.</li> <li>Expert of consumer protection laws and regulations that impact financial institutions, including CRA, HMDA, FCRA, and UDAAP.&nbsp; Knowledge of both lending and deposit-related laws is required.</li> <li>Ability to create models to perform fair lending monitoring and testing.</li> <li>Ability to provide guidance on regulations to various business units.</li> <li>Experience working with CRA and Fair Lending Wiz (or similar software) or strong technical skills.</li> <li>Experience managing compliance exams or audits.</li> <li>Ability to lead and supervise Fair Lending Specialists.</li> </ul>