CRA Mortgage Loan Officer

<strong>As a healthy, growing and thriving bank, we offer employees everything they need to flourish in the world of banking. That&rsquo;s because we strongly believe our people are our strongest assets. From advancement opportunities to employee development, we invest in our people to be the best they can be.<br /><br /></strong>Member FDIC&nbsp; |&nbsp; Equal Housing Lender&nbsp;

Canton, OH

Chemical Bank

<p><strong>Since 1917, Chemical Bank&rsquo;s home town approach to banking has been focused on community banking, highlighted by local leadership and decision making, a devotion to community and personalized service. We pride ourselves on being an Equal Opportunity Employer.<br /><br />As a Chemical Banker, you will join other professionals who share our community banking philosophy of making a positive impact where we live, work and play. You will be a part of a growing community bank that believes in the dreams of its customers and employees alike. With Chemical Bank, you will make a difference in your community while enjoying excellent benefits and top career opportunities. Visit our&nbsp;<a href="https://www.chemicalbank.com/careers/">Careers Page</a>&nbsp;for more information.<br /><br /></strong></p> <p class="p1">Member FDIC &nbsp;<span class="s1">|</span>&nbsp; Equal Housing Lender</p> <p class="p2">&nbsp;</p> https://www.chemicalbank.com/

keywords: communication,financial services,financial services,marketing,teamwork,chemical,experience,education,success,degree,financial services,knowledge

Full-Time

Competitive Compensation and Benefits Package

Overview: </span></span></strong></p><p style="margin: 6pt 0in 0pt;"><span style="color: black;">The CRA Mortgage Loan Officer will proactively solicit new residential mortgage business within the Bank’s designated Community Reinvestment Act (CRA) communities and will establish relationships with business line partners within the organization and external partners to generate referral business. The principal responsibility of the CRA Mortgage Loan Officer is to meet with the customer to determine the best product and terms that will ensure success in the mortgage approval process. This will entail generating a complete mortgage application, ensuring appropriate guidelines and procedures are followed, while meeting sales and quality goals and objectives. Decisions regarding documentation required for approval, fees and terms must be clearly communicated and the customer must leave the application process with proper disclosures and a thorough understanding of the steps that will ensue toward that end. S/he will communicate an outgoing and friendly professional demeanor not only to customers but to staff as well. </span></p><p style="margin: 8pt 0in 0pt;"><strong><span style="text-decoration: underline;"><span style="color: black; font-size: 12pt;"><br/><br/>
Responsibilities: <ul> <li>Prospects new mortgage lending opportunities and recommends the best mortgage products based on the customer&rsquo;s individual needs.</li> <li>Partners with CRA team in facilitating residential lending events and seminar.</li> <li>Develops new business through contacts with realtors, Community Development Centers (CDC), builders, banking centers, and other lines of business referrals.</li> <li>Participates in business related development opportunities and community efforts to promote the Bank and generate new business.</li> <li>Works with managers, marketing coordinators, and CRA team to develop and implement a sales and marketing plan on an ongoing basis designed to enhance success, and achieve product goals assigned by the Bank.</li> <li>Demonstrates a complete understanding of products offered by Chemical Bank and its primary investors.</li> <li>Ensures exceptional customer experience by overseeing the loan process from origination to close and providing ongoing communication to customers and business partners.</li> </ul> <p style="margin: 5.75pt 0in 0pt;">&nbsp;</p> <p>&nbsp;</p> <p style="margin: 4.25pt 0in 0pt;">&nbsp;</p> <p>&nbsp;</p> <p style="margin: 5.75pt 0in 0pt;">&nbsp;</p> <p>&nbsp;</p> <p style="margin: 6pt 0in 0pt;">&nbsp;</p> <p>&nbsp;</p> <p style="margin: 6pt 0in 0pt;">&nbsp;</p> <p>&nbsp;</p> <p style="margin: 4.25pt 0in 0pt;">&nbsp;</p> <p>&nbsp;</p> <div class="iCIMS_InfoMsg iCIMS_InfoMsg_Job">&nbsp;</div>
Requirements: <ul> <li>High school diploma or equivalent required</li> <li>Associate's or Bachelor's degree preferred</li> <li>1 - 3 Years experience in function</li> <li>1 - 3 Years experience in industry</li> <li>NMLS registration required</li> <li>Highly motivated and self-starter.</li> <li>Proven and documented record of success in mortgage sales.</li> <li>Well versed in consultative selling; ability to generate new business sales, retain existing business, and to close sales.</li> <li>Must have current and relevant mortgage lending experience, knowledge of FHA, Conventional, MSHDA and non-conforming loans.</li> <li>Knowledge of mortgage products and loan documentation.</li> <li>Proficient with Microsoft Office Suite products, mortgage origination software and the internet.</li> </ul> <p style="margin: 4.25pt 0in 0pt;">&nbsp;</p> <p>&nbsp;</p> <p style="margin: 4.25pt 0in 0pt;">&nbsp;</p> <p>&nbsp;</p> <p style="margin: 4.25pt 0in 0pt;">&nbsp;</p> <p>&nbsp;</p> <p style="margin: 4.25pt 0in 0pt;">&nbsp;</p> <p>&nbsp;</p> <p style="margin: 9.5pt 0in 0pt;">&nbsp;</p> <p>&nbsp;</p> <p style="margin: 4.25pt 0in 0pt;">&nbsp;</p> <p>&nbsp;</p> <p style="margin: 4.25pt 0in 0pt;">&nbsp;</p> <p>&nbsp;</p> <p style="margin: 5.75pt 0in 0pt;">&nbsp;</p> <p>&nbsp;</p> <p style="margin: 5.75pt 0in 0pt;">&nbsp;</p> <p>&nbsp;</p> <p style="margin: 4.25pt 0in 0pt;">&nbsp;</p> <p>&nbsp;</p>