Mortgage Loan Officer

<strong>As a healthy, growing and thriving bank, we offer employees everything they need to flourish in the world of banking. That&rsquo;s because we strongly believe our people are our strongest assets. From advancement opportunities to employee development, we invest in our people to be the best they can be.<br /><br /></strong>Member FDIC&nbsp; |&nbsp; Equal Housing Lender&nbsp;

Dayton, OH

Chemical Bank

<p><strong>Since 1917, Chemical Bank&rsquo;s home town approach to banking has been focused on community banking, highlighted by local leadership and decision making, a devotion to community and personalized service. We pride ourselves on being an Equal Opportunity Employer.<br /><br />As a Chemical Banker, you will join other professionals who share our community banking philosophy of making a positive impact where we live, work and play. You will be a part of a growing community bank that believes in the dreams of its customers and employees alike. With Chemical Bank, you will make a difference in your community while enjoying excellent benefits and top career opportunities. Visit our&nbsp;<a href="https://www.chemicalbank.com/careers/">Careers Page</a>&nbsp;for more information.<br /><br /><a href="https://careers-chemical.icims.com/connect" target="_blank" title="Connect with Us!" rel="noopener noreferrer">Connect with Us!</a><br /></strong></p> <p class="p1">Member FDIC &nbsp;<span class="s1">|</span>&nbsp; Equal Housing Lender</p> <p class="p2">&nbsp;</p> https://www.chemicalbank.com/

keywords: communication,financial services,financial services,marketing,teamwork,chemical,experience,financial services,success,degree,sales,knowledge

Full-Time

Competitive Compensation and Benefits Package

Overview: <p style="margin: 3.35pt 0in 0pt;">The Mortgage Loan Officer will proactively solicit new residential mortgage business and will establish relationships with business line partners within the organization and external partners to generate referral business. The principle responsibility of the Mortgage Loan Officer is to meet with the customer to determine the best product and terms that will ensure success in the mortgage approval process. This will entail generating a complete mortgage application, ensuring appropriate guidelines and procedures are followed, while meeting sales and quality goals and objectives. Decisions regarding documentation required for approval, fees and terms must be clearly communicated and the customer must leave the application process with proper disclosures and a thorough understanding of the steps that will ensue toward that end. S/he will communicate an outgoing and friendly professional demeanor not only to customers but to staff as well.</p>
Responsibilities: <ul> <li>Prospects new mortgage lending opportunities and recommend the best mortgage products based on the customer&rsquo;s individual needs.</li> <li>Develops new business through contacts with realtors, builders, banking centers, and other lines of business referrals.</li> <li>Participate in business related development opportunities and community efforts to promote the Bank and generate new business.</li> <li>Works with managers and marketing coordinators to develop and implement a sales and marketing plan on an ongoing basis designed to enhance success, and achieve product goal assigned by the Bank.</li> <li>Demonstrates a complete understanding of products offered by Chemical Bank and its primary</li> <li>Ensure exceptional customer experience by overseeing loan process from origination to close and providing on-going communication to customers and business partners.</li> </ul>
Requirements: <ul> <li>High school diploma or equivalent required</li> <li>Associate's or Bachelor's degree preferred</li> <li>1 - 3 Years experience in function</li> <li>1 - 3 Years experience in industry</li> <li>NMLS required</li> <li>Mortgage Loan Officers that qualify the outside sales exemption status, will be required to work a minimum of 8 hours per week outside of their home and work office(s) engaging with new customers and referral partners.</li> <li>Highly motivated and self-starter.</li> <li>Proven and documented record of success in mortgage sales.</li> <li>Well versed in consultative selling; ability to generate new business sales, retain existing business, and to close sales.</li> <li>Knowledge of mortgage products and loan documentation.</li> <li>Must have current and relevant mortgage lending experience, knowledge of FHA, Conventional, MSHDA and non-conforming loans.</li> </ul>