Commercial Documentation Specialist

<strong>As a healthy, growing and thriving bank, we offer employees everything they need to flourish in the world of banking. That&rsquo;s because we strongly believe our people are our strongest assets. From advancement opportunities to employee development, we invest in our people to be the best they can be.<br /><br /></strong>Member FDIC&nbsp; |&nbsp; Equal Housing Lender&nbsp;

Midland, MI

Chemical Bank, a Division of TCF National Bank

<h3><strong><br /><br /><br />Since 1917, Chemical Bank, a division of TCF National Bank&rsquo;s home town approach to banking has been focused on community banking, highlighted by local leadership and decision making, a devotion to community and personalized service. We pride ourselves on being an Equal Opportunity Employer.</strong></h3> <h3><strong>Our Team Members will join other professionals who share our community banking philosophy of making a positive impact where we live, work and play. You will be a part of a growing community bank that believes in the dreams of its customers and employees alike. With Chemical Bank, a division of TCF National Bank, you will make a difference in your community while enjoying excellent benefits and top career opportunities. Visit our <a href="https://www.chemicalbank.com/careers/" target="_blank" rel="noopener noreferrer">Careers Page </a>for more information.</strong><strong><br /><br />For Chemical Bank positions, please apply below.&nbsp;<br /><br /></strong></h3> <h5><strong>If you would like to see TCF open positions <a href="https://tcfbankintl.taleo.net/careersection/corporate/jobsearch.ftl?lang=en" target="_blank" rel="noopener noreferrer">click here</a>.<br /></strong></h5> <h3><strong><br />Member FDIC | Equal Housing Lender<br /><br /></strong><strong><a href="https://careers-chemical.icims.com/jobs/intro?hashed=-435801078" target="_blank" rel="noopener noreferrer">Connect with Us!</a><br /><br /></strong></h3> https://www.chemicalbank.com/

keywords: production,research,quality assurance,operations,compliance,create,develop,experience,skills,education,organization,communication,knowledge

Full-Time

Competitive Compensation and Benefits Package

Overview: This position is housed in a face-paced production environment and supports commercial loan processing, verification, and documentation delivery. This includes researching and assembling the supporting documentation and verification of all required information needed for data analysis and all other processing functions that may be required in conjunction with all commercial loan transactions delivered by Chemical Bank lending channels; includes research, analysis, and problem resolution of advanced and complex commercial loan related issues. Independently works with commercial lenders across the bank, with a high degree of collaboration.<br/><br/>
Responsibilities: <p><strong><span data-darkreader-inline-color="">Operations</span></strong></p> <ul> <li><span data-darkreader-inline-color="">Analyze moderately to complex commercial loan requests (including new money, renewals, modifications, and extensions) to validate appropriate lending authority, covenants, terms, and conditions are in accordance with credit policy guidelines, procedures, and regulatory requirements.</span></li> <li><span data-darkreader-inline-color="">Complete all required due diligence such a detailed review of entity documentation, flood determination, property tax search, title requirements, appraisal, UCC&rsquo;s searches, etc., are properly conducted and approved.</span></li> <li><span data-darkreader-inline-color="">Ensure that any exceptions are addressed at or prior to clear to close approval, and any waivers or deviations from the policy are properly documented within the electronic document file.</span></li> <li><span data-darkreader-inline-color="">Create and deliver accurate loan documentation in a timely manner while ensuring that the final package correctly incorporates the terms of the credit approval document, as well as internal and regulatory credit and policy standards.</span></li> <li><span data-darkreader-inline-color="">Ensure that loan packages prepared by outside counsel meet the same documentary standards as our internally prepared document packages.</span></li> </ul> <p><strong><span data-darkreader-inline-color="">Customer Service</span></strong></p> <ul> <li><span data-darkreader-inline-color="">Develop and maintain a strong, interactive and effective partnership with commercial business partners and teammates.</span></li> <li><span data-darkreader-inline-color="">Conduct yourself in a professional manner at all times, and most especially when dealing with outside vendors, title agents, attorneys, and other professionals.</span></li> </ul>
Requirements: <ul> <li><span data-darkreader-inline-color="">High school diploma or equivalent required</span></li> <li><span data-darkreader-inline-color="">Bachelor's degree preferred</span></li> <li><span data-darkreader-inline-color="">1 - 3 Years Experience in Function</span></li> <li><span data-darkreader-inline-color="">3 - 5 Years Experience in Industry</span></li> <li><span data-darkreader-inline-color="">Sharp critical thinking skills are required to effectively trouble-shoot moderate to complex loan issues</span></li> <li><span data-darkreader-inline-color="">Strong background in understanding and interpreting credit policy, credit authority levels, loan structures, lien positions, and entity structures</span></li> <li><span data-darkreader-inline-color="">Good organizational skills, attention to detail with solid time management skills and a well-developed ability to multitask</span></li> <li><span data-darkreader-inline-color="">Working knowledge of MS Office &amp; Outlook, Bankway, LaserPro, and other document systems a strong plus</span></li> <li><span data-darkreader-inline-color="">Excellent and effective communication skills, both verbal and written</span></li> <li><span data-darkreader-inline-color="">A solid customer service mentality - for this position, basic &ldquo;customer service skills&rdquo; are not adequate as customer service is paramount to the success of our team.</span></li> </ul>