Senior Mortgage Loan Processor

<strong>As a healthy, growing and thriving bank, we offer employees everything they need to flourish in the world of banking. That&rsquo;s because we strongly believe our people are our strongest assets. From advancement opportunities to employee development, we invest in our people to be the best they can be.<br /><br /></strong>Member FDIC&nbsp; |&nbsp; Equal Housing Lender&nbsp;

Troy, MI

Chemical Bank, a Division of TCF National Bank

<h3><strong><br /><br /><br />Since 1917, Chemical Bank, a division of TCF National Bank&rsquo;s home town approach to banking has been focused on community banking, highlighted by local leadership and decision making, a devotion to community and personalized service. We pride ourselves on being an Equal Opportunity Employer.</strong></h3> <h3><strong>Our Team Members will join other professionals who share our community banking philosophy of making a positive impact where we live, work and play. You will be a part of a growing community bank that believes in the dreams of its customers and employees alike. With Chemical Bank, a division of TCF National Bank, you will make a difference in your community while enjoying excellent benefits and top career opportunities. Visit our <a href="" target="_blank" rel="noopener noreferrer">Careers Page </a>for more information.</strong><strong><br /><br />For Chemical Bank positions, please apply below.&nbsp;<br /><br /></strong></h3> <h5><strong>If you would like to see TCF open positions <a href="" target="_blank" rel="noopener noreferrer">click here</a>.<br /></strong></h5> <h3><strong><br />Member FDIC | Equal Housing Lender<br /><br /></strong><strong><a href="" target="_blank" rel="noopener noreferrer">Connect with Us!</a><br /><br /></strong></h3>

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Competitive Compensation and Benefits Package

Overview: A Senior Mortgage Loan Processor is responsible for the quality assembly of a completely documented residential mortgage application. She/he is the point of contact for the customer after initial application and acts as a liaison between the customer, loan originator, underwriter and closer. The Senior Mortgage Loan Processor collects documentation required to complete the mortgage application with the foresight and knowledge of underwriting requirements, agency and company guidelines. She/he will review underwriting conditions, obtain additional requested documentation necessary for a final approval and prepare the loan for closing. She/he will communicate effectively and professionally with all parties both internal and external.
Responsibilities: <ul> <li><span data-darkreader-inline-color="">Review all data on the URLA 1003 application and process Credit Package - Income, Asset, Title and all other supporting documentation obtaining any missing information.</span></li> <li><span data-darkreader-inline-color="">Responsible for ordering required 3rd party verifications/documentation including but not limited to Credit Supplements, written verifications of employment, assets, mortgage/rent, verbal VOE&rsquo;s, HOA Certifications, etc.</span></li> <li><span data-darkreader-inline-color="">Responsible for the validation of documentation to meet regulatory, agency and company requirements.&nbsp;&nbsp;</span></li> <li><span data-darkreader-inline-color="">Submission of complete quality loan applications to underwriting within established timeframes.</span></li> <li><span data-darkreader-inline-color="">Gather and process underwriting conditions to submit for CTC (Clear To Close) and prepare loan for submission to closing within established timeframes.</span></li> <li><span data-darkreader-inline-color="">Responsible to provide the customer with timely and periodic status updates</span></li> <li><span data-darkreader-inline-color="">Participate in weekly pipeline reviews with assigned origination partners</span></li> <li><span data-darkreader-inline-color="">Effectively manage the pipeline to meet established timeframes and key performance indicators for production, cycle time and quality. Meet purchase contract dates, rate lock expirations and maintain accurate estimated closing dates.</span></li> </ul>
Requirements: <ul> <li><span data-darkreader-inline-color="">High school diploma or equivalent required</span></li> <li><span data-darkreader-inline-color="">3 - 5 Years&rsquo; experience in the function</span></li> <li><span data-darkreader-inline-color="">3 - 5 Years&rsquo; experience in industry</span></li> <li><span data-darkreader-inline-color="">Knowledge of various programs including Conventional, FHA, VA, MSHDA, RD, and Construction</span></li> <li><span data-darkreader-inline-color="">Proficient Automated Underwriting Systems (AUS)</span></li> <li><span data-darkreader-inline-color="">Working knowledge for validation of credit, income and asset documentation, appraisals, flood certifications,&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; title work, and homeowners insurance to meet all requirements</span></li> <li><span data-darkreader-inline-color="">Effective listening, verbal and written communication skills</span></li> <li><span data-darkreader-inline-color="">Ability to manage multiple priorities</span></li> <li><span data-darkreader-inline-color="">Flexible with the ability to work in a fast-paced ever-changing industry and to thrive in a team environment</span></li> <li><span data-darkreader-inline-color="">Strong customer service skills</span></li> </ul>