Senior BSA/AML Investigator

<strong>As a healthy, growing and thriving bank, we offer employees everything they need to flourish in the world of banking. That&rsquo;s because we strongly believe our people are our strongest assets. From advancement opportunities to employee development, we invest in our people to be the best they can be.<br /><br /></strong>Member FDIC&nbsp; |&nbsp; Equal Housing Lender&nbsp;

Troy, MI

Chemical Bank, a Division of TCF National Bank

<h3><strong><br /><br /><br />Since 1917, Chemical Bank, a division of TCF National Bank&rsquo;s home town approach to banking has been focused on community banking, highlighted by local leadership and decision making, a devotion to community and personalized service. We pride ourselves on being an Equal Opportunity Employer.</strong></h3> <h3><strong>Our Team Members will join other professionals who share our community banking philosophy of making a positive impact where we live, work and play. You will be a part of a growing community bank that believes in the dreams of its customers and employees alike. With Chemical Bank, a division of TCF National Bank, you will make a difference in your community while enjoying excellent benefits and top career opportunities. Visit our <a href="" target="_blank" rel="noopener noreferrer">Careers Page </a>for more information.</strong><strong><br /><br />For Chemical Bank positions, please apply below.&nbsp;<br /><br /></strong></h3> <h5><strong>If you would like to see TCF open positions <a href="" target="_blank" rel="noopener noreferrer">click here</a>.<br /></strong></h5> <h3><strong><br />Member FDIC | Equal Housing Lender<br /><br /></strong><strong><a href="" target="_blank" rel="noopener noreferrer">Connect with Us!</a><br /><br /></strong></h3>

keywords: performance,prepare,provide,management,teamwork,audit,compliance,protect,investigate,analysis,communication,reporting,organization,degree,experience,research,knowledge,risk management,communication,analysis


Overview: Perform complex investigations and protect the Bank from known or suspected internal or external criminal activities, with primary focus on money laundering and Bank Secrecy Act issues.
Responsibilities: <ul><li>Work independently by performing analysis and conduct investigations which are highly complex and require an extensive level of analysis, investigative expertise and knowledge of bank operations.</li><li>Protect the Bank from known or suspected internal or external criminal activities, with primary focus on money laundering and Bank Secrecy Act issues. Areas of investigations include terrorist financing, money laundering fraud schemes, structuring, and illegal money service businesses. Accurate and timely completion of Suspicious Activity Reports (SARs) and alerts.</li><li>Prepare comprehensive reports of analysis and investigation. Refer cases for criminal prosecution where appropriate. </li><li>Work with specialists and investigative staff to enhance their skills including the completion of written analysis and investigative reports. This includes but is not limited to: compiling documentation and evidence, maintaining accurate investigative notes, developing reports of investigation, producing referrals for prosecution, working with law enforcement, and completing accurate and timely Suspicious Activity Reports.</li><li>Aid staff in properly managing their daily case load, productivity and quality to desired metrics.</li><li>Provide coaching and direction to less experienced team members.</li><li>Directly participate in and provide resources to support special projects and initiatives as needed.</li><li>Utilize the Bank’s data systems, retrieving information and transactional activity extensively. Update and maintain department databases and storage files per regulatory record retention policies.</li></ul>
Requirements: <p><strong><span data-darkreader-inline-color="">REQUIRED KNOWLEDGE AND SKILLS</span></strong></p> <p><strong>Education</strong></p> <p>Required:</p> <ul> <li>Bachelor&rsquo;s degree or relevant work experience, or;</li> <li>BSA/AML certification from a financial industry group (i.e. CRCM, ACAMS, CFE, etc.)</li> <li>Bachelor&rsquo;s degree in Business, Finance, Accounting, International Studies, Criminal Justice, or related field preferred.</li> <li>Two or more years of research or investigations experience in a fraud, security, banking/financial operations, or law enforcement environment; OR</li> <li>One year of Bank Secrecy Act research or investigations experience.</li> <li>Advanced knowledge of the Bank Secrecy Act&rsquo;s Sanctions, Currency Transaction Reporting, Suspicious Activity Reporting, Know-Your-Customer, and Enhanced Due Diligence provisions, along with related guidance or enforcement by the Office of Foreign Assets Control, Financial Crimes Enforcement Network, Federal Financial Institutions Examination Council, PATRIOT Act, Office of the Comptroller of the Currency, and U.S. Treasury.</li> <li>Demonstrated ability to prioritize and complete workload in a timely, effective manner. Attention to detail, accuracy and good organizational skills.</li> <li>Strong research skills; proficient in the use of various desktop and internet-based applications (Microsoft Word, Excel, Access, Outlook).</li> <li>Strong interpersonal and communication skills, including phone skills and writing skills.</li> <li>Strong analytical skills and decision-making skills.</li> <li>Two or more years of regulatory compliance experience.</li> </ul> <p>&nbsp;</p>