Manager Commercial Underwriting

A career at The Auto Club Group (ACG) can be satisfying, exciting and rewarding. By aligning your professional development with our business objectives, ACG can help you attain your career goals — and make a difference. Get started by choosing the career that’s right for you.

Fremont, MI

Fremont Insurance Company

Fremont Insurance Company, an affiliate with the Auto Club Group, is a Michigan exclusive property and casualty insurance carrier with headquarters in Fremont, Michigan since our inception in 1876. Because we make our own homes and livelihood in Michigan, we understand our State's unique geography, climate, demographics, and lifestyles. Fremont Insurance Company is committed to providing quality and affordable insurance products to policyholders with major emphasis in customer service to enhance the growth and profitability of our Company for shareholders, agents, employees and local communities.

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Full Time

Competitive Compensation and Benefits Package

Overview: <strong>About ACG </strong><br />The Auto Club Group (ACG) provides membership, travel, insurance, and financial services offerings to approximately 13 million members and customers across 14 states and 2 U.S. territories through the AAA, Meemic, and Fremont brands. ACG belongs to the national AAA federation and is the second-largest AAA club in North America.<br /><strong><br />Compensation</strong> <br />The Auto Club Group offers competitive compensation and benefits packages including a base salary with performance-based incentives; medical/dental/vision insurance, pension, 401(k), generous time off, a complimentary AAA Membership, and much more!
Responsibilities: <ul> <li>Manages the activities of assigned underwriting staff performing the commercial lines risk selection and rating activities within a multi-state insurance operation.</li> <li>Supports senior management in the development and implementation of commercial and farm underwriting processes that support overall corporate objectives.</li> <li>Analyzes the quality of risks underwritten and coordinates risk management-related training activities for field and corporate staff.</li> <li>Ensures established underwriting guidelines are followed by staff and area problems are resolved in a timely manner.</li> <li>Provides updates to senior management and staff regarding changes in regulatory requirements and revised procedures due to applicable legislation.</li> <li>Assists in the support and implementation of computer-assisted underwriting and related policy processing systems/programs and prepare area reports as required.</li> <li>Coordinates communications between agency management, claims, and sales regarding adverse account exposures and/or losses.</li> <li>Manages the activities, cost, and performance of the vendors that support the commercial underwriting function.</li> <li>Prepares and ensures adherence to the departmental budget including monitoring performance and taking corrective action to mitigate or reverse unfavorable variances.</li> </ul>
Requirements: <strong>Education (include minimum education and any licensing/certifications):</strong><br /> <ul> <li>College-level coursework in a related field</li> </ul> <br /><strong>Experience:</strong><br /> <ul> <li>Five years of multi-state commercial P&amp;C insurance operations and jurisdictional underwriting</li> <li>Management of commercial underwriting, procedures, practices, and pricing</li> <li>Claims practices and procedures</li> <li>Accessing and usage of policy processing systems</li> <li>Management recruiting/training of commercial underwriting staff</li> </ul> <br /><strong>Knowledge of:</strong><br /> <ul> <li>Multi-state compliance and regulatory issues</li> <li>Commercial property &amp; casualty products, pricing, and underwriting rules</li> <li>Commercial claims reserving, adjusting, and settlement practices</li> <li>Commercial policy and claims processing systems</li> <li>Commercial policy administration systems and payment processing</li> <li>Commercial workflow and procedures</li> <li>Commercial and farm classes of business and corresponding inherent exposures/controls</li> <li>Reinsurance contracts (quota-share and excess of loss)</li> </ul> <br /><strong>Ability to:</strong><br /> <ul> <li>organizational planning</li> <li>analyzing and problem-solving</li> <li>decision making</li> <li>coordinating, managing, and supporting major projects</li> <li>recruit, train, develop and coach commercial underwriting staff</li> <li>assess, develop, and update commercial underwriting procedures, practices, and pricing</li> <li>review commercial policies for adherence to internal manuals and UW letters of authority</li> <li>prepare and present departmental reports</li> <li>communicate effectively with others in a work environment with vendors and customers</li> <li>manage 3rd party vendor relationships that support the CL/Farm underwriting practice</li> <li>identify and resolve problems for favorable outcomes to Fremont, agencies, and insureds</li> <li>access policy processing systems to review and approve/reject exception referrals</li> <li>make recommendations to senior management</li> <li>represent the company before vendors, reinsurers, and agencies</li> <li>manage large projects to assist additional state expansion</li> <li>strong technical writing and oral presentation skills</li> </ul> <br /><strong>Preferred Qualifications</strong><br /><br /><strong>Education:</strong><br /> <ul> <li>Bachelor degree in Business Administration or related field</li> <li>CPCU, ARM, CIC, CRM, CAWC, or CRIS</li> </ul> <br />Important Note: THE ABOVE STATEMENTS DESCRIBE THE PRINCIPAL AND ESSENTIAL FUNCTIONS, BUT NOT ALL FUNCTIONS THAT MAY BE INHERENT IN THE JOB. THIS JOB REQUIRES THE ABILITY TO PERFORM DUTIES CONTAINED IN THE JOB DESCRIPTION FOR THIS POSITION, INCLUDING, BUT NOT LIMITED TO, THE ABOVE REQUIREMENTS. REASONABLE ACCOMMODATIONS WILL BE MADE FOR OTHERWISE QUALIFIED APPLICANTS, AS NEEDED, TO ENABLE THEM TO FULFILL THESE REQUIREMENTS.