Finance Risk Analyst

<strong>How would you like to be a part of a team that has been providing the American Dream of homeownership to families for more than 60 years? PulteGroup is a FORTUNE 500 company and one of America's top residential builders. We put the consumer at the center of everything we do and we stand above the competition in our commitment to quality.</strong>

Atlanta, GA


<strong>Since our founding in 1950, PulteGroup has delivered almost 750,000 homes throughout the United States. What began as a single home built by the hands and entrepreneurial spirit of our founder Bill Pulte, is today the nation&rsquo;s third-largest homebuilder with operations in over 40 major cities. Marketing under some of the industry&rsquo;s best known brands: Pulte, Centex, Del Webb, DiVosta, American West, and John Wieland Homes and Neighborhoods, we can meet the needs of first-time, move-up and active-adult homebuyers.&nbsp;<a href="">Click here</a>&nbsp;for a snapshot of PulteGroup&rsquo;s business.</strong><br /><br /><strong>PulteGroup operates against a stated objective of delivering high returns on invested capital and equity over the housing cycle. Research indicates that high ROIC and ROE are key drivers to creating long-term shareholder value in the homebuilding industry. This focus has helped the Company raise key operating and financial metrics to be among the industry leaders.</strong>

keywords: position summary,assist,analysis,insurance,risk management,management,accounting,reporting,experience,knowledge,education,skills

Full Time

Overview: <p>Come join a Fortune 250 $10B leader in the homebuilding industry! If you are a Risk Analyst, Financial Analyst or Claims Analyst this could be a great next step for you!</p> <p>&nbsp;</p> <p><strong>Highlights:</strong></p> <ul> <li><strong>2023 Fortune 100 Best Companies</strong>&nbsp;to Work For&reg; by Great Place to Work&reg; and Fortune, ranking 36!&nbsp;&nbsp;</li> <li>Bonus pays out&nbsp;<strong>over target, 23 days of PTO, hybrid&nbsp;</strong>work option.</li> <li><strong>Promotional opportunities&nbsp;</strong>on the risk, finance and other internal teams.<strong>&nbsp;&nbsp;</strong></li> </ul> <p>&nbsp;</p> <p><strong>Responsibilities:</strong></p> <ul> <li>Primarily responsible for collecting, analyzing, presenting and formulating recommendations regarding the Company&rsquo;s exposure and claims data to Insurance Carriers, Actuaries and Company Management.&nbsp;</li> <li>Responsible for identifying loss trends, cost drivers and areas that would benefit from risk control/safety initiatives.&nbsp;</li> </ul>
Responsibilities: <ul> <li>Procures, validates, and evaluates loss data, prepares special reports, completes analysis and makes recommendations to management relating loss control, premium allocation, claims mitigation, etc.&nbsp;</li> <li>Evaluates loss data for root cause analysis and interfaces with internal and external stakeholders.&nbsp;</li> <li>Assist in preparing quarterly data and loss triangles for Actuarial Analysis.&nbsp;</li> <li>Analyzes actuarial results and impact on Pulte/NABIC/CICNA.&nbsp;</li> <li>Prepares, develops and analyzes division risk allocations.&nbsp;</li> <li>Assist in forecasting and budgeting.&nbsp;</li> <li>Work with Risk Finance Manager to develop insurance and loss expense allocations and cost benefit analysis.&nbsp;</li> <li>Analyze and assist in ensuring Risk Department is in compliance with internal controls.&nbsp;</li> <li>Verifies and processes expenditures as they relate to department accounting and budgeting.</li> <li>Prepares and distributes quarterly Reinsurance Billing and Carrier Loss Runs.&nbsp;</li> <li>Monitor loss data report on policy limit erosion.&nbsp;</li> <li>Interacts with Pulte&rsquo;s s insurance brokers regarding data presented, resolution of billing issues and aggregate erosion.&nbsp;</li> <li>Prepares and analyzes data for underwriting renewal submissions and interacts with insurance brokers as necessary.&nbsp;</li> <li>Assists in preparing financial statements, cash flow projections, and reserve analysis.&nbsp;</li> <li>Assist with monthly financial closing process, and general ledger reconciliations.&nbsp;</li> <li>Works with outside captive management and others to maintain captive insurance subsidiaries and risk retention group.&nbsp;</li> </ul>
Requirements: <ul> <li>Bachelor&rsquo;s Degree in Finance, Risk Management, Accounting, Business, or equivalent.</li> <li>Minimum of 1 to 3 years experience in Property/Casualty insurance industry or finance related positions.</li> <li>Minimum of 1 to 3 years at an analyst level.</li> <li>Knowledge of principles of risk management, actuarial science, insurance industry practices, and accounting.</li> <li>Knowledge of insurance policy language and contracts.</li> <li>Good written and verbal communication skills.</li> <li>Ability to work with various levels in the organization and with outside vendors.</li> <li>Strong Microsoft Excel skills.</li> <li>Strong analytical and organizational skills.</li> </ul>