Sr Accountant/Financial Analyst

<p><strong>A career at The Auto Club Group (ACG) can be satisfying, exciting and rewarding. By aligning your professional development with our business objectives, ACG can help you attain your career goals &mdash; and make a difference. Get started by choosing the career that&rsquo;s right for you.</strong></p>

Dearborn, MI

The Auto Club Group

AAA was founded over 100 years ago for the purpose of lobbying for driver and passenger rights, fair laws and safer vehicles — all to better promote the love of the open road and the adventure of driving. Since then, AAA has grown to over 50 million members strong, while providing valuable membership services such as roadside assistance. Additionally, AAA has broadened its horizons to include all types of travel-related services, as well as offer a variety of insurance and financial products and services. Today’s AAA is a national federation comprised of more than 50 individual clubs throughout the United States and Canada. Whether you’re traveling around the world or to the corner grocery store, planning a honeymoon or weekend road trip, learning to drive or in need of a battery boost, the best way to begin your journey is with AAA. http://michigan.aaa.com/

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Full-Time

Competitive Compensation and Benefits Package

Overview: The Auto Club Group (ACG) provides membership, travel, insurance and financial services offerings to approximately 9 million members and customers across 11 states and 2 U.S. territories through the AAA, Meemic and Fremont brands. ACG belongs to the national AAA federation and is the second largest AAA club in North America.&nbsp;<br /> <p style="font-weight: inherit;"><span style="font-style: inherit; font-weight: inherit;"><strong style="font-weight: inherit; font-style: inherit;">Work Environment:</strong></span></p> <p style="font-weight: 300;">Works in a temperature-controlled office environment.</p> <p style="font-weight: 300;">The Auto Club Group offers a competitive compensation and benefits package including a base salary with performance based incentives; medical/dental/vision insurance, 401(k), generous time off, a complimentary AAA Membership and much more!</p>
Responsibilities: <ul> <li><span style="font-family: Arial; font-size: medium;"><span style="font-family: Arial;"><span style="font-size: medium;"><span style="font-family: arial, sans-serif;">Prepares in-depth financial analyses and research to support and facilitate timely management decisions and/or financial reports or statements.&nbsp;&nbsp;&nbsp;</span></span></span></span></li> <li><span style="font-family: Arial; font-size: medium;"><span style="font-family: Arial;"><span style="font-size: medium;"><span style="font-family: arial, sans-serif;">Analyzes and evaluates financial implications of business decisions or transactions on financial results.&nbsp;&nbsp;&nbsp;</span></span></span></span></li> <li><span style="font-family: Arial; font-size: medium;"><span style="font-family: Arial;"><span style="font-size: medium;"><span style="font-family: arial, sans-serif;">Researches, evaluates and interprets financial data using advanced and emerging financial techniques and tools.&nbsp;&nbsp;</span></span></span></span></li> <li><span style="font-family: Arial; font-size: medium;"><span style="font-family: Arial;"><span style="font-size: medium;"><span style="font-family: arial, sans-serif;">Develops and manipulates complex financial models for support and analysis of business initiatives.&nbsp;&nbsp;</span></span></span></span></li> <li><span style="font-family: Arial; font-size: medium;"><span style="font-family: Arial;"><span style="font-size: medium;"><span style="font-family: arial, sans-serif;">Works with departments to ensure an understanding of financial consequences resulting from various actions. </span></span></span></span></li> <li><span style="font-family: Arial; font-size: medium;"><span style="font-family: Arial;"><span style="font-size: medium;"><span style="font-family: arial, sans-serif;">Provides support for internal and external auditors by preparing complex analytical schedules, responding to inquiries, researching issues and implementing recommended changes.&nbsp;&nbsp;</span></span></span></span></li> <li><span style="font-family: Arial; font-size: medium;"><span style="font-family: Arial;"><span style="font-size: medium;"><span style="font-family: arial, sans-serif;">Develops, designs, tests and documents system changes or upgrades.&nbsp;&nbsp;</span></span></span></span></li> <li><span style="font-family: Arial; font-size: medium;"><span style="font-family: Arial;"><span style="font-size: medium;"><span style="font-family: arial, sans-serif;">Represents finance on corporate teams and initiatives.</span>&nbsp;</span></span></span></li> <li>Provides financial analysis and strategic capital analysis for all of lines of business.</li> <li>Performs detailed analysis on financial return metrics and capital allocations.</li> <li>Supports the formation of capital strategies for both normal and stressed business environments.</li> <li>Produces executive-level presentations and coordinates with various teams across the enterprise, including finance, risk, actuary, and operations to educate and influence capital strategy.</li> </ul>
Requirements: Preferred Qualifications:<br /><br />Education: <br /> <ul> <li>MBA, CFA, CPA or Master&rsquo;s Degree in Business, Finance or Accounting</li> </ul> Experience:<br /> <ul> <li>Accounting or financial analysis in the property/casualty insurance, banking, and/or automotive services industries</li> <li>Generally Accepted Accounting Principles (GAAP) and/or Insurance Statutory Accounting Principles</li> <li>Detailed analysis of financial data comparing peers, industry, internal, and historical balance sheet data</li> <li>Influencing stakeholders to drive business decisions &amp; creation of executive-level presentations</li> </ul> Knowledge and skills:<br /> <ul> <li>Risk-based capital, regulatory capital, and rating agency capital methodologies in insurance and banking</li> <li>Return metrics (i.e. return on equity, risk-adjusted return on capital)</li> <li>Developing complex financial simulations/models</li> <li>Demonstrated proficiency in Microsoft Office tools (Excel, Word, Power Point)</li> </ul> Qualifications<br /><br />Required Qualifications (these are the minimum requirements to qualify):<br /> <ul> <li>Bachelor's degree in Business, Finance, Accounting, Mathematics, Statistics or related field.</li> </ul> Experience:<br /> <ul> <li>Experience as a Financial Analyst/Accountant or similar position</li> <li>Preparing and developing financial reports</li> <li>Using automated accounting and/or management reporting systems</li> <li>Preparing, analyzing and interpreting in-depth analyses of financial and or statistical data</li> <li>Model development and manipulation using Microsoft Office products</li> <li>Overseeing and guiding assigned individual deliverables to successful completion</li> </ul> Knowledge and Skills:<br /> <ul> <li>Communicate effectively with others both orally and in writing</li> <li>Analyze complex financial data</li> <li>Demonstrate decision making and problem solving</li> <li>Derive actionable conclusions from analyzing data and information</li> <li>Participate on project teams</li> <li>Work independently</li> <li>Multi-task</li> <li>Work irregular or extended hours as required</li> </ul> Important Note: The above statements describe the principal and essential functions, but not all functions that may be inherent in the job. This job requires the ability to perform duties contained in the job description for this position, including, but not limited to, the above requirements. Reasonable accommodations will be made for otherwise qualified applicants, as needed, to enable them to fulfill these requirements.