Sr Accountant/Financial Analyst

<p><strong>A career at The Auto Club Group (ACG) can be satisfying, exciting and rewarding. By aligning your professional development with our business objectives, ACG can help you attain your career goals &mdash; and make a difference. Get started by choosing the career that&rsquo;s right for you.</strong></p>

Dearborn, MI

The Auto Club Group

AAA was founded over 100 years ago for the purpose of lobbying for driver and passenger rights, fair laws and safer vehicles — all to better promote the love of the open road and the adventure of driving. Since then, AAA has grown to over 50 million members strong, while providing valuable membership services such as roadside assistance. Additionally, AAA has broadened its horizons to include all types of travel-related services, as well as offer a variety of insurance and financial products and services. Today’s AAA is a national federation comprised of more than 50 individual clubs throughout the United States and Canada. Whether you’re traveling around the world or to the corner grocery store, planning a honeymoon or weekend road trip, learning to drive or in need of a battery boost, the best way to begin your journey is with AAA. http://michigan.aaa.com/

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Full-Time

Competitive Compensation and Benefits Package

Overview: <div> <p>The Auto Club Group (ACG) provides membership, travel, insurance and financial services offerings to approximately 9 million members and customers across 11 states and 2 U.S. territories through the AAA, Meemic and Fremont brands. ACG belongs to the national AAA federation and is the second largest AAA club in North America.</p> <strong><u><span style="font-family: Arial; font-size: medium;">Work Environment:</span></u></strong></div> <div><span style="font-family: Arial; font-size: medium;">Works in a temperature-controlled office environment.<br /><br />The Auto Club Group offers a competitive compensation and benefits package including a base salary with performance based incentives; medical/dental/vision insurance, 401(k), generous time off, a complimentary AAA Membership and much more!<br /></span></div>
Responsibilities: <ul> <li style="font-weight: 300;">Prepares in-depth financial analyses and research to support and facilitate timely management decisions and/or financial reports or statements.&nbsp;&nbsp;</li> <li style="font-weight: 300;">Analyzes and evaluates financial implications of business decisions or transactions on financial results.&nbsp;&nbsp;</li> <li style="font-weight: 300;">Researches, evaluates and interprets financial data using advanced and emerging financial techniques and tools.&nbsp;</li> <li style="font-weight: 300;">Develops and manipulates complex financial models for support and analysis of business initiatives.&nbsp;</li> <li style="font-weight: 300;">Works with departments to ensure an understanding of financial consequences resulting from various actions.</li> <li style="font-weight: 300;">Provides support for internal and external auditors by preparing complex analytical schedules, responding to inquiries, researching issues and implementing recommended changes.&nbsp;</li> <li style="font-weight: 300;">Develops, designs, tests and documents system changes or upgrades.&nbsp;</li> <li style="font-weight: 300;">Represents finance on corporate teams and initiatives.</li> </ul> <p style="font-weight: 300;"><strong style="font-weight: inherit; font-style: inherit;">In addition to the primary duties and responsibilities above, post for the specific department noted below:</strong></p> <p style="font-weight: 300;"><strong style="font-weight: inherit; font-style: inherit;">Asset Control &amp; Reporting</strong></p> <ul> <li style="font-weight: 300;">Provides support to various accounting activities including journal entries, analysis and reconciliation of complex, higher risk general ledger and bank accounts and/or bank accounting, variance explanations, etc.</li> </ul> <p style="font-weight: 300;"><strong style="font-weight: inherit; font-style: inherit;">Financial Planning and Analysis</strong></p> <ul> <li style="font-weight: 300;">Provides support in the facilitation and monitoring of the financial segment of projects/department initiatives.&nbsp;</li> <li style="font-weight: 300;">Prepares in-depth analyses of statistical and financial data compared with peers, industry, corporate targets and history.&nbsp;</li> <li style="font-weight: 300;">Develops and recommends appropriate cost accounting methodologies.&nbsp;</li> <li style="font-weight: 300;">Assists management in defining corporate policies relating to the authorization procedures and establishment of standards for forecast and budgets processes.</li> </ul> <p style="font-weight: 300;"><strong style="font-weight: inherit; font-style: inherit;">Financial Reporting</strong></p> <ul> <li style="font-weight: 300;">Prepares complex journal entries, complex/higher risk account reconciliations and participates in month-end procedures.&nbsp;&nbsp; Performs employee benefit accounting and reporting.&nbsp;</li> <li style="font-weight: 300;">Prepares and balances the insurance company Annual Statement supplemental schedules filed with the regulators.&nbsp;&nbsp;</li> </ul> <p style="font-weight: 300;"><strong style="font-weight: inherit; font-style: inherit;">Investments</strong></p> <ul> <li style="font-weight: 300;">Responsible for oversight of investment regulatory compliance activities, coordinating compliance-related programs, consultation with investment management team regarding compliance issues, monitoring of legislative/administrative developments and production of quarterly reports to the Boards.&nbsp;</li> </ul> <p style="font-weight: 300;"><strong style="font-weight: inherit; font-style: inherit;">Reserving and Reinsurance</strong></p> <ul> <li style="font-weight: 300;">Performs complex reinsurance accounting and/or loss reserving activities, including, but not limited to, loss and expense reserve development, journal entries, analyzes and reconciles complex general ledger and explains variances.&nbsp;</li> <li style="font-weight: 300;">Prepares and balances the insurance company Annual Statement supplemental schedules filed with the regulators.&nbsp;&nbsp;</li> </ul> <p style="font-weight: 300;"><strong style="font-weight: inherit; font-style: inherit;">Auto Club Trust&nbsp;</strong></p> <ul> <li style="font-weight: 300;">Responsible for preparing all external bank regulatory reports.&nbsp;</li> <li style="font-weight: 300;">Provides oversight to accounting system set-up and maintenance that interfaces with the general ledger and supports compliance and audit related tasks (regulatory exams, Holding company exams, internal audit requests, etc.).&nbsp;</li> <li style="font-weight: 300;">Prepares secondary mortgage pricing and loan loss reserve information and develops new accounts or departments based on products offered or new locations.&nbsp;&nbsp;</li> <li style="font-weight: 300;">Prepares business plans and performs business analytics to develop recommendations for management review.</li> </ul> <p style="font-weight: 300;"><strong style="font-weight: inherit; font-style: inherit;">Strategy, Business Development &amp; Integration</strong></p> <ul> <li style="font-weight: 300;">Performs complex analysis to support on-going regional integration functions and prepares senior/management reports and analysis.&nbsp;</li> <li style="font-weight: 300;">Provides significant support to the implementation and ongoing activities of the ACG Enterprise Risk Management process, including: conducting interviews with key ACG subject matter experts on a periodic basis, assisting management with the coordination of risk assessments, researching emerging risks, maintaining the electronic risk inventory system, etc.&nbsp;</li> <li style="font-weight: 300;">Supports the capital modeling process and assists management with the preparation of regulatory and board materials and submissions.</li> </ul> <p style="font-weight: 300;"><strong style="font-weight: inherit; font-style: inherit;">Treasury (ALM)</strong></p> <ul> <li style="font-weight: 300;">Analyzes and reports on the company&rsquo;s liability, credit/fixed income market risk and equity market risk.&nbsp;</li> <li style="font-weight: 300;">Supports the development and continuous improvement of the company&rsquo;s financial market risk management modeling practices and participates in stress testing and other ad-hoc forecasting and analyses.&nbsp;&nbsp;</li> <li style="font-weight: 300;">Collaborate with other departments on ALM model development and implementation. Be the model owner for several ALM models covering P&amp;C insurance risk, asset liability management risk, liquidity risk and market risk.</li> </ul> <p style="font-weight: 300;"><u style="font-style: inherit; font-weight: inherit;">Supervisory Responsibilities (briefly describe, if applicable, or indicate None):</u></p> <p style="font-weight: 300;">None</p>
Requirements: <p style="font-weight: 300;"><strong style="font-weight: inherit; font-style: inherit;">Required Qualifications (these are the minimum requirements to qualify)</strong></p> <p style="font-weight: 300;"><u style="font-style: inherit; font-weight: inherit;">Education (include minimum education and any licensing/certifications):</u></p> <p style="font-weight: 300;">&nbsp;</p> <ul> <li style="font-weight: 300;">Bachelor's degree in Business, Finance, Accounting, Mathematics, Statistics or related field.</li> </ul> <p style="font-weight: 300;"><u style="font-style: inherit; font-weight: inherit;">Experience:</u></p> <ul style="font-weight: 300;"> <li style="font-style: inherit;">Experience as a Financial Analyst/Accountant or similar position</li> <li style="font-style: inherit;">Preparing and developing financial reports</li> <li style="font-style: inherit;">Using automated accounting and/or management reporting systems</li> <li style="font-style: inherit;">Preparing, analyzing and interpreting in-depth analyses of financial and or statistical data</li> <li style="font-style: inherit;">Model development and manipulation using Microsoft Office products</li> <li style="font-style: inherit;">Overseeing and guiding assigned individual deliverables to successful completion</li> </ul> <p style="font-weight: 300;">&nbsp;<u style="font-style: inherit; font-weight: inherit;">Knowledge and Skills:</u></p> <ul> <li style="font-weight: 300;">Communicate effectively with others both orally and in writing</li> <li style="font-weight: 300;">Analyze complex financial data</li> <li style="font-weight: 300;">Demonstrate decision making and problem solving</li> <li style="font-weight: 300;">Derive actionable conclusions from analyzing data and information</li> <li style="font-weight: 300;">Participate on project teams</li> <li style="font-weight: 300;">Work independently</li> <li style="font-weight: 300;">Multi-task</li> <li style="font-weight: 300;">Work irregular or extended hours as required</li> </ul> <p style="font-weight: 300;">&nbsp;<strong style="font-weight: inherit; font-style: inherit;">III. Preferred Qualifications (Hiring Manager to determine at time of posting)</strong></p> <ul> <li style="font-weight: 300;">Experience in using automated accounting systems</li> <li style="font-weight: 300;">Financial reporting (e.g. financial statement preparation, review and analysis)</li> <li style="font-weight: 300;">Applying Generally Accepted Accounting Principles (GAAP) and/or Insurance Statutory Accounting Principles</li> <li style="font-weight: 300;">Preparing complex journal entries</li> <li style="font-weight: 300;">Preparing complex account analysis and general ledger reconciliations</li> <li style="font-weight: 300;">Certified Public Accountant and/or Master&rsquo;s Degree in Business, Finance or Accounting</li> </ul> <p style="font-weight: 300;"><strong style="font-weight: inherit; font-style: inherit;">&nbsp;</strong><strong style="font-weight: inherit; font-style: inherit;">In addition to requirements above, use when posting for the specific department noted below:</strong></p> <p style="font-weight: 300;">&nbsp;<strong style="font-weight: inherit; font-style: inherit;">Asset Control &amp; Reporting</strong></p> <p style="font-weight: 300;"><strong style="font-weight: inherit; font-style: inherit;">&nbsp;</strong>Experience:</p> <ul> <li style="font-weight: 300;">Preparing high risk, complex bank account reconciliation and analysis</li> <li style="font-weight: 300;">Preparing high risk account analysis and general ledger account reconciliations</li> <li style="font-weight: 300;">Balancing of ledgers to supporting systems for high level, high risk processes</li> </ul> <p style="font-weight: 300;">&nbsp;Knowledge:</p> <ul> <li style="font-weight: 300;">Generally Accepted Accounting Principles (GAAP)</li> </ul> <p style="font-weight: 300;">Preferred Qualifications (Management determines preferred requirements at time of posting):</p> <ul> <li style="font-weight: 300;">Experience using automated reconciliation software</li> <li style="font-weight: 300;">Knowledge of AAA products and services</li> <li style="font-weight: 300;">Experience in insurance accounting</li> <li style="font-weight: 300;">Experience in bank accounting</li> <li style="font-weight: 300;">Experience in mortgage/loan accounting</li> </ul> <p style="font-weight: 300;"><strong style="font-weight: inherit; font-style: inherit;">Financial Planning and Analysis</strong></p> <p style="font-weight: 300;">Experience:</p> <ul> <li style="font-weight: 300;">Data collection, analysis and development of business forecast and budget</li> <li style="font-weight: 300;">Analysis of business segments within corporate environment</li> <li style="font-weight: 300;">Developing cost/benefit alternatives as part of a business case analyses</li> <li style="font-weight: 300;">Prepare an in-depth analysis of statistical and financial data compared with peers, industry, corporate targets and history</li> <li style="font-weight: 300;">Developing and implementing finance/business projects including cost justification, proposals and risk assessment</li> <li style="font-weight: 300;">Application of various financial techniques to produce reports facilitating management decision making&nbsp;</li> </ul> <p style="font-weight: 300;">Preferred Qualifications (Management determines preferred requirements at time of posting):</p> <ul> <li style="font-weight: 300;">Analysis of product profitability, pricing and other complex mathematical analysis</li> <li style="font-weight: 300;">Developing/implementing business simulation/models</li> </ul> <p style="font-weight: 300;"><strong style="font-weight: inherit; font-style: inherit;">Financial Reporting</strong></p> <p style="font-weight: 300;">Experience:</p> <ul> <li style="font-weight: 300;">Financial reporting (e.g. financial statement preparation, review and analysis)</li> <li style="font-weight: 300;">Applying Generally Accepted Accounting Principles (GAAP) and/or Insurance Statutory Accounting Principles</li> <li style="font-weight: 300;">Preparing complex journal entries</li> <li style="font-weight: 300;">Preparing complex account analysis and general ledger reconciliations</li> </ul> <p style="font-weight: 300;">Preferred Qualifications (Management determines preferred requirements at time of posting):</p> <ul> <li style="font-weight: 300;">Experience in using automated accounting systems</li> <li style="font-weight: 300;">Experience in insurance accounting</li> <li style="font-weight: 300;">Certified Public Accountant and/or Master&rsquo;s Degree in Business, Finance or Accounting</li> </ul> <p style="font-weight: 300;"><strong style="font-weight: inherit; font-style: inherit;">Investments</strong></p> <p style="font-weight: 300;">Experience:</p> <ul> <li style="font-weight: 300;">Monitoring and reporting of portfolios and performance and compliance with regulatory requirements and adherence to investment guidelines</li> <li style="font-weight: 300;">Maintenance of custodial banking relationships and investment contracts including resolution of activities resulting from audits, identified service failures and identifying opportunities for improvement</li> </ul> <p style="font-weight: 300;">&nbsp;Preferred Qualifications (Management determines preferred requirements at time of posting):</p> <ul> <li style="font-weight: 300;">Insurance accounting/finance/investment accounting and/or investment management</li> <li style="font-weight: 300;">Property and casualty insurance industry experience</li> <li style="font-weight: 300;">Master&rsquo;s Degree in Business, Math, Finance or Accounting</li> <li style="font-weight: 300;">Investment system knowledge including but not limited to Bloomberg, SunGard&rsquo;s EPS, CMS Bond Edge</li> </ul> <p style="font-weight: 300;">&nbsp;</p> <p style="font-weight: 300;">&nbsp;</p> <p style="font-weight: 300;">&nbsp;</p> <p style="font-weight: 300;">&nbsp;</p> <p style="font-weight: 300;">&nbsp;</p>