Director, Commercial Underwriting

<p><strong>A career at The Auto Club Group (ACG) can be satisfying, exciting and rewarding. By aligning your professional development with our business objectives, ACG can help you attain your career goals &mdash; and make a difference. Get started by choosing the career that&rsquo;s right for you.</strong></p>

Fremont, MI

The Auto Club Group

AAA was founded over 100 years ago for the purpose of lobbying for driver and passenger rights, fair laws and safer vehicles — all to better promote the love of the open road and the adventure of driving. Since then, AAA has grown to over 50 million members strong, while providing valuable membership services such as roadside assistance. Additionally, AAA has broadened its horizons to include all types of travel-related services, as well as offer a variety of insurance and financial products and services. Today’s AAA is a national federation comprised of more than 50 individual clubs throughout the United States and Canada. Whether you’re traveling around the world or to the corner grocery store, planning a honeymoon or weekend road trip, learning to drive or in need of a battery boost, the best way to begin your journey is with AAA.

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Competitive Compensation and Benefits Package

Overview: The Auto Club Group (ACG) provides membership, travel, insurance and financial services offerings to approximately 9 million members and customers across 11 states and 2 U.S. territories through the AAA, Meemic and Fremont brands. ACG belongs to the national AAA federation and is the second largest AAA club in North America.&nbsp;<br /> <p><strong><u>Work Environment</u></strong><strong><u>:</u></strong></p> <p>Work in a temperature-controlled office environment.<br /><br />The Auto Club Group offers a competitive compensation and benefits package including a base salary with performance based incentives; medical/dental/vision insurance, 401(k), generous time off, a complimentary AAA Membership and much more!</p>
Responsibilities: <ul> <li>Direct the commercial lines underwriting department activities focused on building a profitable and sustainable book of business.&nbsp;</li> <li>Underwriting activities to include: risk analysis, rating, modification, selection and approval activities within insurance operations.&nbsp; &nbsp;</li> <li>Provide in-depth underwriting, product and pricing knowledge of Commercial Auto, Business-owner, Commercial Package, Workers Compensation and Commercial Umbrella lines of business.&nbsp;</li> <li>Develop and implement departmental plan to meet profit and production targets.&nbsp;</li> <li>Work with senior management to develop strategic plans to support overall corporate objectives. Ensure underwriting practices are aligned with insurance laws and regulations as well as company strategies and procedural guidelines.&nbsp; Make recommendations to improve policies and procedures for the area.&nbsp;</li> <li>Identify and establish risk management training activities and methods for staff.&nbsp;</li> <li>Provide technical and strategic guidance to staff.</li> <li>Develop, implement and direct reporting processes and procedures to monitor department activities and performance.&nbsp;</li> <li>Monitor performance and take corrective action to mitigate or reverse unfavorable variances.&nbsp;</li> <li>Present results and improvement recommendations to senior management.&nbsp;</li> <li>Make presentations to independent agents and other groups.&nbsp;</li> <li>Prepare, monitor and ensure adherence to departmental budget.&nbsp;</li> </ul> <p><u>Supervisory Responsibilities:</u></p> <ul> <li>Participate in the selection, hiring, training, development and performance management of assigned staff.</li> </ul>
Requirements: <div><strong><u>Preferred Qualifications:</u></strong></div> <div><u>Education:</u></div> <ul type="disc"> <li>CPCU, CIC or other insurance designations</li> </ul> <div> <p><strong><u>Required Qualifications:</u></strong></p> <p><u>Education:</u></p> <ul type="disc"> <li>Bachelor&rsquo;s degree in a related field</li> </ul> <div><u>Experience in/with:</u></div> <ul type="disc"> <li>Seven years work experience related to Commercial Lines P&amp;C Insurance Underwriting or Marketing</li> <li>Developing departmental strategic plans to meet corporate goals</li> <li>Managing, coaching and training employees</li> <li>Identifying and resolving issues</li> <li>Providing and presenting information to senior management</li> <li>Managing budgets</li> </ul> <div><u>Knowledge and Skills:</u></div> <div>&nbsp;</div> <div><u>Knowledge of:</u></div> <ul type="disc"> <li>Multi-state compliance and regulatory issues</li> <li>Commercial property &amp; casualty products, pricing, and underwriting rules</li> <li>Claims reserving, adjusting and settlement practices</li> <li>Policy and claims processing systems</li> <li>Cash management and payment processing</li> <li>Workflow and procedures</li> <li>Commercial insurance markets</li> </ul> <div><u>Ability to:</u></div> <ul> <li>Recruit, train and develop staff</li> <li>Direct staff within the commercial lines insurance department</li> <li>Develop, interpret and update underwriting policies, procedures, practices and pricing</li> <li>Understand and interpret industry regulations related to commercial insurance underwriting activities</li> <li>Develop vendor relationships</li> <li>Identify and resolve problems</li> <li>Prepare and present departmental reports</li> <li>Make recommendations to senior management</li> <li>Communicate effectively with others in a work environment, vendors and customers</li> <li>Represent the Company before vendors, regulators and industry groups</li> </ul> </div>