Retail Home Loan Originator - Potentially remote

A career at The Auto Club Group (ACG) can be satisfying, exciting and rewarding. By aligning your professional development with our business objectives, ACG can help you attain your career goals — and make a difference. Get started by choosing the career that’s right for you.

Saint Petersburg, FL

The Auto Club Group

AAA was founded over 100 years ago for the purpose of lobbying for driver and passenger rights, fair laws and safer vehicles — all to better promote the love of the open road and the adventure of driving. Since then, AAA has grown to over 50 million members strong, while providing valuable membership services such as roadside assistance. Additionally, AAA has broadened its horizons to include all types of travel-related services, as well as offer a variety of insurance and financial products and services. Today’s AAA is a national federation comprised of more than 50 individual clubs throughout the United States and Canada. Whether you’re traveling around the world or to the corner grocery store, planning a honeymoon or weekend road trip, learning to drive or in need of a battery boost, the best way to begin your journey is with AAA.

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Competitive Compensation and Benefits Package

Overview: <div><span style="font-family: Arial;">The Auto Club Group (ACG) provides membership, travel, insurance, and financial services offerings to approximately&nbsp;13.5 million members and customers across 14 states and 2 U.S. territories through the AAA, Meemic, and Fremont brands. ACG belongs to the national AAA federation and is the second-largest AAA club in North America.&nbsp;</span></div> <div id="gtx-trans" style="position: absolute; left: -44px; top: -20px;">&nbsp;</div>
Responsibilities: <p align="left"><span style="font-family: Arial;">The Auto Club Group is seeking prospective Retail Home Loan Originators who can serve as a bank and home lending representative within a call center environment, originating new residential mortgage loans and home equity business while also selling home loan products and services.</span></p> <p align="left"><span style="font-family: Arial;">In this position, you will have the opportunity to:</span></p> <ul> <li>Respond to customer inquiries and referrals that are generated from AAA marketing and other bank business channels.</li> <li>Ensure exception customer service by responding to customer inquiries and communication protocols within established service level agreements</li> <li>Perform inbound/outbound call duties and take applications on current and new loans</li> </ul> <p align="left"><span style="font-family: Arial;">With our powerful brand and the mentoring we offer, you will find your position as a&nbsp;<strong>Retail Home Loan Originator.</strong></span></p> <div id="gtx-trans" style="position: absolute; left: -36px; top: -20px;">&nbsp;</div>
Requirements: <div><strong><u><span style="font-family: Arial; font-size: medium;">Work Environment:</span></u></strong></div> <div><span style="font-family: arial;"><span style="font-size: medium;">Work in a temperature-controlled office environment.&nbsp; Willingness and ability to assist customers and work irregular hours, weekend and holidays.&nbsp; Some travel is required to allow outside sales activity with exposure to road hazards and temperature extremes.</span></span></div> <p>&nbsp;</p> <div><span style="font-family: Arial; font-size: medium;">&nbsp;</span></div> <p><strong>Qualifications</strong></p> <div> <div> <p>&nbsp;</p> <p align="left">&nbsp;</p> <p align="left"><span style="font-family: Arial;"><strong>We&rsquo;re looking for candidates who: (Preferred/Required Qualifications)</strong></span></p> <ul> <li>Have a high school diploma or equivalent</li> <li>Bachelor&rsquo;s degree in business, finance or related fields preferred</li> <li>Working knowledge of residential mortgage loan origination or mortgage experience</li> <li>1 year loan officer experience with background in origination of loans or 3 years&rsquo; experience as a processer or loan officer assistant, preferred</li> <li>Experience with home lenders/originators or residential mortgage process and operations, internal/external prospecting and generation of leads and management of a large mortgage loan pipeline, and knowledge of closing and underwriting functions/duties</li> <li>Knowledge of various loan programs such as Agency conforming, VA, and FHA, mortgage origination and customer service processes, conventional, portfolio and government lending guidelines and Federal and state specific regulations governing real estate lending</li> <li>Qualify for an NMLS license/registration. Established NMLS# other than realtor preferred</li> <li>Keen understanding of regulatory requirements and documents to include Reg Z, Truth in Lending Act, and the Fair Housing Act</li> <li>Experience with Encompass operating system preferred</li> <li>Ability to analyze, and comprehend complex financial data and provide financial alternatives</li> <li>Develop/adhere to mortgage loan processing procedures</li> </ul> <p align="left"><span style="font-family: Arial;">Successful Retail Home Loan Originators will possess effective communication skills, strong phone sales, prospecting skills, strong attention to detail and organizational skills, ambition, motivation and drive!</span></p> <br /> <p align="left"><strong><span style="font-family: Arial;">Important Note:</span></strong></p> <p align="left"><span style="font-family: Arial;">The above statements describe the principle and essential functions, but not all functions that may be inherent in the job. This job requires the ability to perform duties contained in the job description for this position, including, but not limited to, the above requirements. Reasonable accommodations will be made for otherwise qualified applicants, as needed, to enable them to fulfil these requirements.</span></p> <p><span style="font-family: Arial;">The Auto Club Group, and all of its affiliated companies, is an equal opportunity/affirmative action employer. &nbsp;All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, sexual orientation, national origin, disability or protected veteran status.</span></p> </div> </div> <div id="gtx-trans" style="position: absolute; left: -28px; top: 636px;">&nbsp;</div>