Insurance Sales Representative - NR

A career at The Auto Club Group (ACG) can be satisfying, exciting and rewarding. By aligning your professional development with our business objectives, ACG can help you attain your career goals — and make a difference. Get started by choosing the career that’s right for you.

Dearborn, MI

The Auto Club Group

AAA was founded over 100 years ago for the purpose of lobbying for driver and passenger rights, fair laws and safer vehicles — all to better promote the love of the open road and the adventure of driving. Since then, AAA has grown to over 50 million members strong, while providing valuable membership services such as roadside assistance. Additionally, AAA has broadened its horizons to include all types of travel-related services, as well as offer a variety of insurance and financial products and services. Today’s AAA is a national federation comprised of more than 50 individual clubs throughout the United States and Canada. Whether you’re traveling around the world or to the corner grocery store, planning a honeymoon or weekend road trip, learning to drive or in need of a battery boost, the best way to begin your journey is with AAA. http://michigan.aaa.com/

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Individual Contributor

Competitive compensation and benefits

Overview: The Auto Club Group (ACG) provides membership, travel, insurance and financial services offerings to approximately 9 million members and customers across 11 states and 2 U.S. territories through the AAA, Meemic and Fremont brands. ACG belongs to the national AAA federation and is the second largest AAA club in North America.<br /><br />The Auto Club Group offers a competitive compensation and benefits packages including a base salary with performance based incentives; medical/dental/vision insurance, pension, 401(k), generous time off, a complimentary AAA Membership and much more!<br />
Responsibilities: <p>Provides a high level of customer-focused sales in a high volume, fast paced call center environment, using PC, Internet and ACD phone technology. Provides advanced technical and product information in response to customer questions and/or problems in accordance with corporate policies and procedures. Explains product features Auto Club Group Insurance Agency service advantages to existing and potential customers for the purpose of promoting and selling the various membership and/or insurance products and services in order to achieve sales production goals. Recognizes and promotes cross-sales opportunities within the context of servicing a change to an existing customer&rsquo;s policy. Provides price quotes on all insurance products which factor in all applicable rules (underwriting, business, etc.) and discounts in an effort to complete the sale. Rewrites and reinstates insurance policies according to underwriting and business rules. Completes membership and/or insurance applications, endorsements and change forms (e.g. address change, etc.) as necessary. Accepts payments at point of sale. Makes outbound follow-up calls to customers in response to questions or complaints.&nbsp;</p> <div>&nbsp;</div> <p>Provides efficient processing of customer policies, endorsements, and status and coverage changes. Assists agents in resolving technical and business related issues. May assist other Customer Interaction Centers (e.g. Emergency Road Service, Claims, Membership, Travel, etc.) in servicing members and/or customers when necessary to ensure quality service goals are met.</p> <div>&nbsp;</div> <p>Responds to telephone calls from customers and agents regarding customer billing status, balance, due, etc. In accordance with established procedures, reviews policies that are in a cancelled status and determines whether reinstatement is an option. Determines monies due and processes reinstatement as appropriate. Enters transactions and balances cash entries in order to input changes into systems. Researches and adjusts account balances when misapplication/overpayment of monies occurs and mails refund checks as appropriate. Processes returned bank items, write off service fees, extensions, etc. to correct balances and premium payment records. Contacts sales agents to correct receipt-cash discrepancies as needed.</p>
Requirements: <div>Preferred Qualifications:</div> <ul> <li><span style="font-size: medium;">Possession of current Property, Casualty insurance sales license for appropriate state.</span></li> <li><span style="font-size: medium;">College level coursework, certification or equivalent (i.e., continuous learning).</span></li> <li><span style="font-size: medium;">Sales experience</span></li> </ul> <p>&nbsp;</p> <div>&nbsp;<span style="font-size: medium;">Experience in/with:</span></div> <ul> <li><span style="font-size: medium;">Customer service environment(s)</span></li> <li><span style="font-size: medium;">Call center environment(s).</span></li> <li><span style="font-size: medium;">Windows and non-windows based environments.</span></li> <li><span style="font-size: medium;">Preparation of rate quotations</span></li> <li><span style="font-size: medium;">Investigation and resolution of sales related problems.</span></li> </ul> <br /><br /> <p><strong><u>Required Qualifications (these are the minimum requirements to qualify):</u></strong></p> <p>Education (include minimum education and any licensing/certifications):</p> <p>Must attain all appropriate State Property &amp; Casualty insurance sales licenses within 60 days from the start of licensing coursework.</p> <div>&nbsp;</div> <div>Experience in/with:</div> <div> <ul> <li>Providing a high level of customer-focused service</li> <li>Competently entering information on various screens using a PC keyboard</li> <li>Navigating through a PC Windows environment, including accessing information from multiple applications.</li> <li>Managing and navigating multiple sources of information and applying as needed</li> <li>Performing monetary transactions (e.g., key entering data into cash terminal, adjusting account balances, etc.)&nbsp;</li> </ul> </div> <p>Knowledge and Skills:</p> <ul> <li>Successfully complete appropriate training relative to all The Auto Club Group (TACG) products and services</li> <li>Attain and maintain any Property, Casualty, Life and Health insurance sales license for any ACGIA member state as appropriate</li> <li>Achieve insurance and membership sales goals and other performance expectations as defined by management</li> <li>Work with minimal supervision</li> <li>Provide direct customer-oriented service in a call center environment</li> <li>Work within a team environment</li> <li>Promote the sale of all ACGIA insurance and membership products</li> <li>Present complex information in a clear, concise manner</li> <li>Maintain accurate records</li> <li>Read, comprehend and communicate clearly and concisely in the work environment and with the public (e.g., explain instructions, rules and procedures)</li> <li>Willingness and ability to work extended/irregular hours to include weekends/holidays.</li> <li>Strong written and oral communication skills</li> </ul>