CRA Mortgage Loan Originator

A career at The Auto Club Group (ACG) can be satisfying, exciting and rewarding. By aligning your professional development with our business objectives, ACG can help you attain your career goals — and make a difference. Get started by choosing the career that’s right for you.

Omaha, NE

The Auto Club Group (NE)

<p>ACG and the Cornhusker Motor Club Foundation are proud recipients of the Lincoln-Lancaster County Board of Health Community Public Health award. Nominated by the Safe Kids Child Passenger Safety Task Force, this award recognizes organizations strongly committed to enhancing the safety of families and was presented during the annual Board of Health Awards Luncheon.</p> <p>"We are privileged to accept this award on behalf of the Auto Club Group, the Cornhusker Motor Club Foundation, and our employees who support our traffic safety initiatives and events," said Rose White, Nebraska Public Affairs Director. &nbsp;"To be recognized for the vital role we play in changing community health and safety outcomes by working to reduce the number of children injured and killed in motor vehicle crashes is truly an honor."</p> <p>&nbsp;"We graciously accept this award in exchange of our commitment that we will continue our efforts to make roadways safer for all Nebraskans," said White.</p>

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Individual Contributor

Competitive Total Compensation Package

Overview: <span class="text" title=""><span class="text" title=""><span style="font-family: Arial;">The Auto Club Group (ACG) provides membership, travel, insurance and financial services offerings to approximately 9 million members and customers across 11 states and 2 U.S. territories through the AAA, Meemic and Fremont brands. ACG belongs to the national AAA federation and is the second largest AAA club in North America. <br /></span></span></span> <div>&nbsp;</div> <div> <p style="margin-bottom: 0px; margin-top: 0px;"><span style="font-family: Arial; font-size: medium;">The Auto Club Group offers a competitive compensation and benefits package including a base salary with performance based incentives; medical/dental/vision insurance, pension, 401(k), generous time off, a complimentary AAA Membership and much more!<br /><br /></span></p> </div> <div><strong><u><span style="font-family: Arial; font-size: medium;">Work Environment:</span></u> </strong><span style="font-family: Arial;">Work in a temperature-controlled office environment.&nbsp; Willingness and ability to assist customers and work irregular hours, weekend and holidays. Travel is required to allow outside sales activity with exposure to road hazards and temperature extremes.</span></div> <span id="requisitionDescriptionInterface.ID1513.row1" class="text" title=""><span style="font-family: Arial;"><br /></span></span>
Responsibilities: <p style="margin-bottom: 0px; margin-top: 0px;"><strong><u><span style="font-family: Arial;">Primary Duties and Responsibilities:</span></u></strong></p> <p style="margin-bottom: 0px; margin-top: 0px;"><span style="font-family: Arial;">Serve as a bank and mortgage lending representative within company insurance, travel and membership branches.&nbsp; Proactively solicit new residential mortgage business and sell The Auto Club Trust mortgage products to meet established loan quality and production goals.&nbsp; Contact prospective clients at their place of business, home or other meeting locations to originate loans and solicit new business.&nbsp; Develop, identify and maintain a quality network of business relationships with fellow employees, realtors, builders and developers that serve as a recurring source of referrals for new mortgage lending opportunities or to better serve existing business.&nbsp; </span></p> <p style="margin-bottom: 0px; margin-top: 0px;">&nbsp;</p> <p style="margin-bottom: 0px; margin-top: 0px;"><span style="font-family: Arial;">Responsible for interviewing customers to determine their loan needs and advising customers of appropriate products, terms, and pricing, while gathering any additional required information.&nbsp; </span><span style="font-family: Arial;">Respond to customer inquiries and referrals that are generated from contacts and from other The Auto Club Trust business channels.&nbsp; Promote and cross-sell The Auto Club Trust and The Auto Club Group non-bank products and services.</span></p> <p style="margin-bottom: 0px; margin-top: 0px;">&nbsp;</p> <p style="margin-bottom: 0px; margin-top: 0px;"><span style="font-family: Arial;">Act as a liaison with community organizations as it relates to CRA activity within and assigned CRA Assessment Area.&nbsp; Build external relationships within designated communities in order to generate new business while ensuring compliance with CRA requirements and regulations.&nbsp; CRA activities will include but not be limited to: attending community meetings and events, participating in business related development opportunities and community efforts to promote home ownership, </span><span style="font-family: Arial;">building relationships and trust while meeting credit needs</span><span style="font-family: Arial;"> and </span><span style="font-family: Arial;">ensuring that the brand is visible </span><span style="font-family: Arial;">within the community.&nbsp; </span></p> <p style="margin-bottom: 0px; margin-top: 0px;">&nbsp;</p> <p style="margin-bottom: 0px; margin-top: 0px;"><span style="font-family: Arial;">Ensure exceptional customer service by maintaining thorough knowledge of lending programs, CRA and other policies, procedures and regulatory requirements.&nbsp; Demonstrating a commitment to professional ethics while complying with all Federal and State compliance policies and adhering to HMDA requirements.</span></p>
Requirements: <span style="font-family: Arial;"><span style="font-family: Arial;">Note: This position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results.<br /><br /></span></span> <div id="requisitionDescriptionInterface.ID1544.row1" class="inlinepanel" style="display: inline;" title=""><span class="subtitle">Qualifications</span></div> <span style="font-family: Arial;"><span style="font-family: Arial;"><span class="blockpanel"><span class="">&nbsp;</span></span></span></span> <p style="margin-bottom: 0px; margin-top: 0px;"><strong style="font-size: 12pt;"><u><span style="font-family: Arial;">Required Qualifications:</span></u></strong></p> <ul> <li><span style="font-family: Arial;">Three years successful experience in mortgage loan origination with focus on generating self-sourced business</span></li> <li><span style="font-family: Arial;">Experience with the residential real estate process</span></li> <li><span style="font-family: Arial;">Experience with Internal and external prospecting, generating leads and closing business</span></li> <li><span style="font-family: Arial;">Experience with establishing a network of referral business including real estate professionals, co-workers and other centers of influence</span></li> <li><span style="font-family: Arial;">Experience with laptop technology including accessing rate, credit and loan status information</span></li> </ul> <div><u><span style="font-family: Arial;">Knowledge of:</span></u></div> <ul> <li><span style="font-family: Arial;">Mortgage processing, underwriting and closing procedures</span></li> <li><span style="font-family: Arial;">Conventional, portfolio and government lending guidelines</span></li> <li><span style="font-family: Arial;">Federal and state specific regulations governing real estate lending</span></li> <li><span style="font-family: Arial;">CRA and Fair Lending processes and activities</span></li> </ul> <div><u><span style="font-family: Arial;">Ability to:</span></u></div> <ul> <li><span style="font-family: Arial;">Analyze and comprehend complex financial data and provide financial alternatives</span></li> <li><span style="font-family: Arial;">Understand MS applications and database management</span></li> <li><span style="font-family: Arial;">Develop and adhere to mortgage loan processing procedures</span></li> <li><span style="font-family: Arial;">Organize, prioritize and perform multiple tasks simultaneously</span></li> <li><span style="font-family: Arial;">Possess NMLS license/registration</span></li> <li><span style="font-family: Arial;">Effectively establish and manage a large mortgage loan pipeline</span></li> </ul> <p style="margin-bottom: 0px; margin-top: 0px;"><strong><u><span style="font-family: Arial; font-size: medium;">Preferred Qualifications:</span></u></strong></p> <ul type="disc"> <li><span style="font-family: Arial;">Bachelor&rsquo;s degree in Business, Finance or a related fields</span></li> <li><span style="font-family: Arial;">Four years progressive financial experience with three years of mortgage experience</span></li> </ul> <div><span style="font-family: Arial; font-size: medium;">&nbsp;</span></div> <span style="font-family: Arial;"><span style="font-family: Arial;"><span id="requisitionDescriptionInterface.ID1571.row1" class="text" title=""></span><span id="requisitionDescriptionInterface.ID1571.row1" class="text" title=""><span style="font-family: Arial; font-size: medium;">Important Note: The above statements describe the principal and essential functions, but not all functions that may be inherent in the job.&nbsp; This job requires the ability to perform duties contained in the job description for this position, including, but not limited to, the above requirements.&nbsp; Reasonable accommodations will be made for otherwise qualified applicants, as needed, to enable them to fulfill these requirements.</span></span><br /><br /></span></span> <div id="requisitionDescriptionInterface.ID1898.row1" class="contentlinepanel" title=""> <h5 id="requisitionDescriptionInterface.ID2148.row1" class="contentlinepanel"><span id="requisitionDescriptionInterface.ID1914.row1" class="subtitle" style="display: inline;" title="">Schedule</span><span id="requisitionDescriptionInterface.ID1931.row1" class="subtitle" title="">:</span><span class="inline">&nbsp;</span><span id="requisitionDescriptionInterface.ID1941.row1" class="text" title="">Full-time<br /></span><span id="requisitionDescriptionInterface.ID1964.row1" class="subtitle" style="display: inline;" title="">Shift</span><span id="requisitionDescriptionInterface.ID1981.row1" class="subtitle" title="">:</span><span class="inline">&nbsp;</span><span id="requisitionDescriptionInterface.ID1991.row1" class="text" title="">Day<br /></span><span id="requisitionDescriptionInterface.ID2014.row1" class="subtitle" style="display: inline;" title="">Employee Status</span><span id="requisitionDescriptionInterface.ID2031.row1" class="subtitle" title="">:</span><span class="inline">&nbsp;</span><span id="requisitionDescriptionInterface.ID2041.row1" class="text" title="">Regular<br /></span><span id="requisitionDescriptionInterface.ID2064.row1" class="subtitle" style="display: inline;" title="">Job Type</span><span id="requisitionDescriptionInterface.ID2081.row1" class="subtitle" title="">:</span><span class="inline">&nbsp;</span><span id="requisitionDescriptionInterface.ID2091.row1" class="text" title="">Regular</span><span id="requisitionDescriptionInterface.ID2141.row1" class="text" title=""><br /></span><span id="requisitionDescriptionInterface.ID2164.row1" class="subtitle" style="display: inline;" title="">Travel</span><span id="requisitionDescriptionInterface.ID2181.row1" class="subtitle" title="">:</span><span class="inline">&nbsp;</span><span id="requisitionDescriptionInterface.ID2191.row1" class="text" title="">No</span></h5> </div> <span style="font-family: Arial;"><br /><br /></span>