Mortgage Loan Originator

<span id="requisitionDescriptionInterface.ID1513.row1" class="text" title="">The Auto Club Group provides membership, travel, insurance and financial services offerings to approximately 9 million members and customers across 11 states and 2 U.S. territories through the AAA, Meemic and Fremont brands. <br /><br /><span id="requisitionDescriptionInterface.ID1571.row1" class="text" title=""><span style="font-size: medium;">The Auto Club Group offers a competitive compensation and benefits packages including a base salary with performance based incentives; medical/dental/vision insurance, pension, 401(k), generous time off, a complimentary AAA Membership and much more!</span></span><br /></span>

Omaha, NE

The Auto Club Group (NE)

<p>ACG and the Cornhusker Motor Club Foundation are proud recipients of the Lincoln-Lancaster County Board of Health Community Public Health award. Nominated by the Safe Kids Child Passenger Safety Task Force, this award recognizes organizations strongly committed to enhancing the safety of families and was presented during the annual Board of Health Awards Luncheon.</p> <p>"We are privileged to accept this award on behalf of the Auto Club Group, the Cornhusker Motor Club Foundation, and our employees who support our traffic safety initiatives and events," said Rose White, Nebraska Public Affairs Director. &nbsp;"To be recognized for the vital role we play in changing community health and safety outcomes by working to reduce the number of children injured and killed in motor vehicle crashes is truly an honor."</p> <p>&nbsp;"We graciously accept this award in exchange of our commitment that we will continue our efforts to make roadways safer for all Nebraskans," said White.</p>

keywords: financial services,analysis,teamwork,build,compliance,financial services,knowledge,experience,maintain,technology,analysis,financial services,network,license,environment

Individual Contributor

Competitive compensation and benefits packages

Overview: <p style="margin-bottom: 0px; margin-top: 0px;"><span id="requisitionDescriptionInterface.ID1513.row1" class="text" title="">Serve as a bank and mortgage lending representative within company insurance, travel and membership branches.&nbsp; Proactively solicit new residential mortgage business and sell AAA Bank mortgage products to meet established loan quality and production goals.&nbsp; Contact prospective clients at their place of business, home or other meeting locations to originate loans and solicit new business.&nbsp; Develop, identify and maintain a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities.&nbsp;&nbsp;</span></p>
Responsibilities: <ul> <li style="margin-bottom: 0px; margin-top: 0px;">Respond to customer inquiries and referrals that are generated from contacts and from other AAA Bank business channels.&nbsp; Promote and cross-sell AAA bank and non-bank products and services.</li> <li style="margin-bottom: 0px; margin-top: 0px;">Ensure exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA requirements.</li> <li style="margin-bottom: 0px; margin-top: 0px;">Participate in business development activities and develop/maintain contacts with fellow employees, realtors, builders and developers to solicit new business or better serve existing business.&nbsp; May include building relationships and trust while meeting credit needs within the community.</li> <li style="margin-bottom: 0px; margin-top: 0px;">Note: This position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results.</li> </ul>
Requirements: <div style="margin-bottom: 0px; margin-top: 0px;">&nbsp; <ul> <li>Bachelors degree in Business, Finance, or related field or additional related work experience.</li> <li>Four years progressive financial experience with three years of mortgage experience.</li> <li><span id="requisitionDescriptionInterface.ID1513.row1" class="text" title="">Work in a temperature-controlled office environment.&nbsp; </span></li> <li><span id="requisitionDescriptionInterface.ID1513.row1" class="text" title="">Willingness and ability to assist customers and work irregular hours, weekend and holidays.&nbsp; </span></li> <li><span id="requisitionDescriptionInterface.ID1513.row1" class="text" title="">Some travel is required to allow outside sales activity with exposure to road hazards and temperature extremes.</span></li> <li><strong><u>Required Qualifications (these are the minimum requirements to qualify): </u></strong><u>Education (include minimum education and any licensing/certifications):</u> High School diploma or equivalent.</li> <li>Three years successful experience in mortgage loan origination with focus on generating self-sourced business.</li> <li>Real estate lenders/originators and the residential real estate process</li> <li>Internal and external prospecting, generating leads and closing business</li> <li>Establishing a network of referral business including real estate professionals, co-workers and other centers of influence</li> <li>Laptop technology including accessing rate, credit and loan status information</li> <li>Knowledge of Mortgage processing, underwriting and closing procedures.</li> <li>Knowledge of Conventional, portfolio and government lending guidelines.</li> <li>Knowledge of Federal and state specific regulations governing real estate lending</li> <li>Analyze and comprehend complex financial data and provide financial alternatives</li> <li>Understand MS applications and database management</li> <li>Develop and adhere to mortgage loan processing procedures</li> <li>Organize, prioritize and perform multiple tasks simultaneously</li> <li>Possess NMLS license/registration</li> <li>Effectively establish and manage a large mortgage loan pipeline</li> <li>Maintain compliance with the S.A.F.E. Mortgage Licensing Act and all related&nbsp;regulations</li> <li>Demonstration excellent written and verbal communication skills</li> </ul> </div>